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Residential tracker mortgage ptsb advice needed

  • 16-12-2016 7:30pm
    #1
    lbyrne121
    Registered Users, Registered Users 2 Posts: 206 ✭✭


    Hi

    I currently have a tracker mortgage with PTSB. I want to buy a house as the place I live in is too small 2 bed apartment for family also in negative equity so not selling. My question is will the bank I go for the second mortgage inform PTSB and then I lose my tracker?

    Does anyone out there have a residential tracker mortgage with PTSB and do they know if you can retain it while you rent?

    Any advice would be greatly appreciated


Comments

  • #2
    islander222
    Registered Users, Registered Users 2 Posts: 85 ✭✭islander222


    lbyrne121 wrote: »
    Hi

    I currently have a tracker mortgage with PTSB. I want to buy a house as the place I live in is too small 2 bed apartment for family also in negative equity so not selling. My question is will the bank I go for the second mortgage inform PTSB and then I lose my tracker?

    Does anyone out there have a residential tracker mortgage with PTSB and do they know if you can retain it while you rent?

    Any advice would be greatly appreciated

    I have a PTSB tracker mortgage and we've just moved out of that house to be closer to family. We're renting a house whilst planning on letting out our home in January.
    I would also be keen to know if the tracker can be retained.
    My understanding is that it can't but I'm not 100% sure... I do know that you could "port" your tracker over to a new home even if you're in negative equity.


  • #3
    lbyrne121
    Registered Users, Registered Users 2 Posts: 206 ✭✭lbyrne121


    ** MOD PLEASE DELETE **


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