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Mortgage Stress Test Query

lbyrne121 · 2016-11-08 15:10:39

Hi , I have an property that is currently in negative equity by approx. 85K I want to get another mortgage as the property is too small to live in.. My question is what % is the investment property stress tested at? and also the new mortgage? Do banks at all take rental income into consideration? Thanks

08-11-2016 3:10pm

#1

lbyrne121

Registered Users, Registered Users 2 Posts: 206 ✭✭

Join Date: February 2014

Posts: 141

Hi ,

I have an property that is currently in negative equity by approx. 85K

I want to get another mortgage as the property is too small to live in..

My question is what % is the investment property stress tested at? and also the new mortgage?

Do banks at all take rental income into consideration?

Thanks

0