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Health Insurance Cover

  • 18-10-2016 2:24pm
    #1
    ManofStan
    Registered Users, Registered Users 2 Posts: 51 ✭✭


    Hi Folks. Can anyone pls advice on an ideal health insurance cover/plan for a female, over 30, non-irish (I need to advise someone)? I'm so totally lost with all the verbiage on here:

    http://www.hia.ie/ci/comparison/step2/cash

    Lowest cost over all else) seems most major concern.

    Thanks

    MoS


Comments

  • #2
    January
    Closed Accounts Posts: 23,862 ✭✭✭✭January


    Moved from Dublin City to Banking & Insurance & Pensions


  • #3
    Atlantic Dawn
    Registered Users, Registered Users 2 Posts: 84,686 ✭✭✭✭Atlantic Dawn
    M


    There is no ideal plan really, you need to decide what plan will suit you, for example...
    • Being a female if she plans to start a family soon she may want a plan which includes comprehensive cover for this.
    • If she does a lot of sport a plan which included a number of annual physio consultations.
    • If there's a particular high risk illness in her family history getting a plan which includes cover for these conditions.
    • Her location in the country so she can decide which private hospital near her is covered and then choose the plan which includes this hospital.
    • And finally how much she can afford to spend, you can literally go from around €800 or less a year up to €5k plus on the larger plans.


  • #4
    the14thwarrior
    Registered Users, Registered Users 2 Posts: 427 ✭✭the14thwarrior


    hsf for minor claims, basic stuff. full comp on mri, physio, reflexology etc. rebate on gp fees, etc. pay a small amount of money (25.00 ) is moderate. save the rest of your money in a savings jar. you are young, why bother? if you get really sick you will be looked after.

    private health insurance is over rated and too expensive.


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