Reasonable Car Insurance?

caratt1

Hi,

I am currently looking for car insurance on a 08 Audi A4, basic model with no extras or mods.

I'm a 29 year old female and I'm being quoted 3,500 euro. I was away for just over two years so I've lost my no claims but I've held a full license for 10 years and had a policy in my own name for 6 years, I've never had an accident or a claim so how can they justify charging me that amount just for insurance?

I'm not trying to be smart but that's completely unreasonable to expect. I've just started a new job and need the car for the commute, I've rent to pay etc. No wonder so many people are emigrating or driving without insurance. I'm not condoning it as it's completely idiotic but that's well over a months salary for most people.

I looked at swappin my car with a family member (vw golf 07) but that's also 3,000 +. Surely there's an insurance company that takes into account your age and no prior claims even without NCB.

Any help is very much appreciated.

sandra06

thats a insane quote ,try quote devil i found them good i was with axa and aa ,having said all that i never made a claim with them so i no idea if there any good with that worth a phone call

irelandspurs

caratt1 wrote: »

Hi,

I am currently looking for car insurance on a 08 Audi A4, basic model with no extras or mods.

I'm a 29 year old female and I'm being quoted 3,500 euro. I was away for just over two years so I've lost my no claims but I've held a full license for 10 years and had a policy in my own name for 6 years, I've never had an accident or a claim so how can they justify charging me that amount just for insurance?

I'm not trying to be smart but that's completely unreasonable to expect. I've just started a new job and need the car for the commute, I've rent to pay etc. No wonder so many people are emigrating or driving without insurance. I'm not condoning it as it's completely idiotic but that's well over a months salary for most people.

I looked at swappin my car with a family member (vw golf 07) but that's also 3,000 +. Surely there's an insurance company that takes into account your age and no prior claims even without NCB.

Any help is very much appreciated.

Who did you have the no claims with? Try them and tell them you was away for 2 years and would they honor them, that's what I did and axa honored them because they had it on record.

Gee_G

I am 30yr old female, my insurance last yr was €400ish and during the yr I changed cars to 1.9, my renewal quotes all shot up to €900/1000, but then Bank of Ireland Car insurance quoted me €500. They might be worth a try!

Senecio

Were you driving while you were out of the country. Could that insurance company provide with a NCB cent to present to current insurers?

9935452

irelandspurs wrote: »

Who did you have the no claims with? Try them and tell them you was away for 2 years and would they honor them, that's what I did and axa honored them because they had it on record.

Yeah i would try the previous insurance company and see if they can help.

Also try brokers , they can plead on your behalf.
Getting quotes online wont help you

Bank of Ireland: Sharon

caratt1 wrote: »

Hi,

I am currently looking for car insurance on a 08 Audi A4, basic model with no extras or mods.

I'm a 29 year old female and I'm being quoted 3,500 euro. I was away for just over two years so I've lost my no claims but I've held a full license for 10 years and had a policy in my own name for 6 years, I've never had an accident or a claim so how can they justify charging me that amount just for insurance?

I'm not trying to be smart but that's completely unreasonable to expect. I've just started a new job and need the car for the commute, I've rent to pay etc. No wonder so many people are emigrating or driving without insurance. I'm not condoning it as it's completely idiotic but that's well over a months salary for most people.

I looked at swappin my car with a family member (vw golf 07) but that's also 3,000 +. Surely there's an insurance company that takes into account your age and no prior claims even without NCB.

Any help is very much appreciated.

Hi Caratt1,

Sharon here from the Bank of Ireland Talk to forum.

Just noticed your post and thought we might be able to help. We currently have an offer available where you can get up to 25% off your car insurance quote and pay monthly at no extra cost, for all policies taken out before 31/03/2016.

We’ve more information on this offer here

Feel free to get in touch with us on our Talk to forum if you any questions.

Thanks,

Sharon

runawaybishop

caratt1 wrote: »

Hi,

I am currently looking for car insurance on a 08 Audi A4, basic model with no extras or mods.

I'm a 29 year old female and I'm being quoted 3,500 euro. I was away for just over two years so I've lost my no claims but I've held a full license for 10 years and had a policy in my own name for 6 years, I've never had an accident or a claim so how can they justify charging me that amount just for insurance?

I'm not trying to be smart but that's completely unreasonable to expect. I've just started a new job and need the car for the commute, I've rent to pay etc. No wonder so many people are emigrating or driving without insurance. I'm not condoning it as it's completely idiotic but that's well over a months salary for most people.

I looked at swappin my car with a family member (vw golf 07) but that's also 3,000 +. Surely there's an insurance company that takes into account your age and no prior claims even without NCB.

Any help is very much appreciated.

Whered you get that quote? Just a quick check on chill.ie says 1.8k for fully comp on a 9 grand 2008 a4, 29 and 0 years no claims. Youd often get that down if your partner has insurance, if you also have a home insurance policy with the same crowd etc.