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Medical Insurance

  • 12-01-2016 1:54pm
    #1
    Registered Users, Registered Users 2 Posts: 223 ✭✭


    Hey guys,

    I recently moved to Dublin. I was previously working in another country where my company used to provide me medical insurance free of charge and most of my medical expenses were covered.

    Since my family has a history of diabetes and other illnesses, i want to get insured here as well so that if in case i develop diabetes, my medicines will be covered and my treatment will be covered.

    Anyway, which insurance company would you guys suggest? Would something like diabetes be covered with the insurance policy?

    Do let me know if someone has any information regarding this.


Comments

  • Registered Users, Registered Users 2 Posts: 23,902 ✭✭✭✭ted1


    Theres some good info here: http://www.hia.ie/

    and these guys are good indepenadnt brokers: http://www.cornmarket.ie/product/health-insurance


  • Registered Users, Registered Users 2 Posts: 17,371 ✭✭✭✭Zillah


    I'm pretty sure the state will cover the costs of diabetes treatment, right? We're not America, they won't watch you die.


  • Registered Users, Registered Users 2 Posts: 23,902 ✭✭✭✭ted1


    Zillah wrote: »
    I'm pretty sure the state will cover the costs of diabetes treatment, right? We're not America, they won't watch you die.

    https://www.diabetes.ie/living-with-diabetes/living-type-1/entitlements-social-welfare-information/


  • Registered Users, Registered Users 2 Posts: 223 ✭✭ManUnited123


    This is grand !

    Do post here if someone has further information regarding Diabetes patients in Ireland.


  • Registered Users, Registered Users 2 Posts: 223 ✭✭ManUnited123


    Hey guys,

    saw this website: http:// www. hse.ie/eng/services/list/1/schemes/lti/

    it says i need to get the form signed by a doctor and submit to local health office.

    Any idea of any good and cheap (;)) doctors who can sign the form for me in the D15 area? I live near Blanchardstown.


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  • Registered Users, Registered Users 2 Posts: 886 ✭✭✭brownej


    Hey guys,

    saw this website: http:// www. hse.ie/eng/services/list/1/schemes/lti/

    it says i need to get the form signed by a doctor and submit to local health office.

    Any idea of any good and cheap (;)) doctors who can sign the form for me in the D15 area? I live near Blanchardstown.

    That long term illness scheme is for people who already have a long term illness. If I read your opening post correctly that isn't applicable to you (yet).
    If you do have a long term illness then obviously your doctor would sign the form. When attending the doctor you would need to bring your medical history with you or provide details of your former doctor who could then provide your medical history to them.
    I can't see a doctor signing a long term illness form to someone walking in off the street....

    Unfortunately I don't know any doctors in Blanch but I can recommend Dr Milligan in the Maple Cetre on the Navan road.

    As for health insurance cover be advised that if you have a preexisting condition then the company will not cover you right away. All of the different insurance companies are different and even they're similar priced offerings are not the same. You need to research each one thoroughly and figure out which one is best for you and your families needs.
    For example some will not pay out for physio visits or visiting the GP while others do. Then some have more limited access to private hospitals or have higher excesses on the hospital stays.


  • Registered Users, Registered Users 2 Posts: 223 ✭✭ManUnited123


    brownej wrote: »
    That long term illness scheme is for people who already have a long term illness. If I read your opening post correctly that isn't applicable to you (yet).
    If you do have a long term illness then obviously your doctor would sign the form. When attending the doctor you would need to bring your medical history with you or provide details of your former doctor who could then provide your medical history to them.
    I can't see a doctor signing a long term illness form to someone walking in off the street....

    Unfortunately I don't know any doctors in Blanch but I can recommend Dr Milligan in the Maple Cetre on the Navan road.

    As for health insurance cover be advised that if you have a preexisting condition then the company will not cover you right away. All of the different insurance companies are different and even they're similar priced offerings are not the same. You need to research each one thoroughly and figure out which one is best for you and your families needs.
    For example some will not pay out for physio visits or visiting the GP while others do. Then some have more limited access to private hospitals or have higher excesses on the hospital stays.

    Thanks brownej,

    I think i should have mentioned earlier. I've been told by my relative who is a doctor that I'm having symptoms of diabetes. I'm not yet diagnosed with it from a proper doctor, so i need to go get a checkup for it. Just was looking at my options as regards insurance if i should get it right now since i'm not yet diagnosed with it just to cover myself but since diabetes medicines are free in ireland, i don't really need the insurance.


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