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Different quotes on exact same car? (Insurance)

  • 12-01-2016 12:11am
    #1
    liamnojo92
    Registered Users, Registered Users 2 Posts: 320 ✭✭


    So I'm putting in different quotes into axa's quoting system online put in the same exact car only difference being the registration and I'm getting different quotes on each different reg. All the cars are the 2002 polo 55hp 5 door model and prices vary from €1700 to €2000 depending on the reg. Anyone have a clue why the quotes are different ? :confused::confused:


Comments

  • #2
    colm_mcm
    Registered Users, Registered Users 2 Posts: 73,520 ✭✭✭✭colm_mcm


    Can you give us both regs


  • #3
    liamnojo92
    Registered Users, Registered Users 2 Posts: 320 ✭✭liamnojo92


    02TS4451 and 02WH3328 are two of the regs they're both cars on donedeal
    the tipp reg is €1875 whereas the westmeath is €2061, maybe I'm just being an idiot and missing something lol

    https://www.donedeal.ie/cars-for-sale/n-c-t-till-11-2016/11196903
    https://www.donedeal.ie/cars-for-sale/02-vw-polo-1-2-nct-7-16-driven-100-very-clean/11082370


  • #4
    GvidoR
    Registered Users, Registered Users 2 Posts: 5,925 ✭✭✭GvidoR


    Tipperary reg Polo is UK import. Still weird though.


  • #5
    punisher5112
    Registered Users, Registered Users 2 Posts: 24,644 ✭✭✭✭punisher5112


    Insurance companies in some cases load uk/jap imports and also some won't even insure a UK import.


  • #6
    Special Circumstances
    Closed Accounts Posts: 7,569 ✭✭✭Special Circumstances


    I'd love to think it was something sensible like one model has ABS and extra airbags... but we all know that counts for very little in their ratings, or early ford focuses etc that didn't have ABS as standard would have been seen as more risky than cars with ABS and 4 airbags as standard even if the other car had a whopping extra mug full of cubic capacity.


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  • #7
    sogood
    Registered Users, Registered Users 2 Posts: 1,258 ✭✭✭sogood


    Unless you put a home address into the quote, ie. where the car is normally kept/used, the different counties can have a bearing on the quote. It's dearer to insure a car in some counties. When I moved from Dublin to Kerry, my renewal came in at almost half the original Dublin cost.


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