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Can You Get a Deposit Back On New Car

  • 11-12-2015 10:06pm
    #1
    Eirelh
    Registered Users, Registered Users 2 Posts: 9 ✭


    I am interested in getting a car on PCP from Audi North Dublin. I've seen a car I like but I believe you have to put a deposit of around €1,000 to hold the car until they do all there various credit checks.

    If you put down the deposit and you pass there credit checks can you change your mind during this process and get your deposit back?

    Cheers


Comments

  • #2
    blackbox
    Registered Users, Registered Users 2 Posts: 4,707 ✭✭✭blackbox


    Usually when you put down a deposit you have entered a contract and are technically liable for the full amount, not jut the deposit.

    In reality, nobody is likely to come after you for the full amount.

    Why do you think they ask for a deposit?


  • #3
    Eirelh
    Registered Users, Registered Users 2 Posts: 9 ✭Eirelh


    blackbox wrote: »
    Usually when you put down a deposit you have entered a contract and are technically liable for the full amount, not jut the deposit.

    In reality, nobody is likely to come after you for the full amount.

    Why do you think they ask for a deposit?

    Thanks


  • #4
    green123
    Registered Users, Registered Users 2 Posts: 1,703 ✭✭✭green123


    Eirelh wrote: »
    I am interested in getting a car on PCP from Audi North Dublin. I've seen a car I like but I believe you have to put a deposit of around €1,000 to hold the car until they do all there various credit checks.

    If you put down the deposit and you pass there credit checks can you change your mind during this process and get your deposit back?

    Cheers


    what is the point of a deposit if you can get it back ?

    a deposit is to stop you wasting their time by changing your mind.

    usually deposits should not be returned.

    unfortunately, usually deposits are returned.


  • #5
    robtri
    Registered Users, Registered Users 2 Posts: 5,473 ✭✭✭robtri


    A deposit is a payment made to a supplier of a product or a service by a consumer which indicates an intention to buy a product or a service. The amount of the deposit and the timing of payment of the balance are a matter between the consumer and the supplier. When you pay a deposit for goods a contract is created between you as a consumer, and the supplier of the product or service. You should be clear at the time of paying a deposit what your obligations are (e.g. when you need to pay the balance, how much each payment is etc). You should also be clear about the duties of the supplier (e.g. when the product will be available).

    It is always easier to know what your rights and responsibilities are if you have details of the contract in writing, however, a verbal contract is also enforceable. If the supplier does not adhere to the terms of the contract (e.g. delivery of a product takes significantly longer than stated) you may have a right to ask for your deposit to be returned. If you pay a deposit to a supplier who, in return, holds an article for you and you change your mind about paying the balance the supplier may not in all these circumstances be obliged to return your deposit.

    http://www.citizensinformation.ie/en/consumer_affairs/consumer_protection/consumer_rights/consumers_and_the_law_in_ireland.html


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