Our 2% Mortgage Cashback offer has been extended! [Updated 16.6.17]

Bank of Ireland: Sharon

We're happy to announce that our unlimited 2% cashback offer has been extended until 30th November 2017. For more info on this offer please see here

If you've any further queries just ask, or feel free to send us a private message and we'll be happy to arrange a call back.

eraj

Hi I have Question regarding Mortgage, I applied as joint applicant with my husband , I am on 35 k from last 4 years same job and my husband 28 K from I n Half year, Everything else is fine as well.

I am on stamp 4 and as part of being process my husband is my dependent so on stamp 1.
are we acceptable or there be any complications, if yes what are so that we can overcome.

Bank of Ireland: Alison

Hi eraj

Thanks for getting in touch with us here on Boards.ie 

Can you send us a PM and we'll arrange for a Mortgage Advisor to contact you?

Could you let us know in the PM which Branch you have applied with and your full name? Please be careful, for security reasons, not to include any account information. 

To send us a PM please ensure your signature is set to display in your control panel and then click on my signature to send.

Hope to hear from you soon.

Many Thanks
Alison

jimogr

Has this been extended again? On this page the text says September 2016 but the image still says June. 

https://personalbanking.bankofireland.com/borrow/mortgages/campaigns/Cashback-offer/?_ga=1.224952541.61046723.1460123296

Thanks, 

Jim 

Bank of Ireland: Tara P

jimogr wrote: »

Has this been extended again? On this page the text says September 2016 but the image still says June. 

https://personalbanking.bankofireland.com/borrow/mortgages/campaigns/Cashback-offer/?_ga=1.224952541.61046723.1460123296

Thanks, 

Jim 

Hi Jimogr,

Thank you for your post here.

The offer is extended till the 30th of September 2016.

The image with ‘Rachel & Steve’ will now show that the offer is extended till 30th of September 2016.

If you’re interested in speaking with an advisor we can arrange a call back for you here. You can send us your name & contact number as a private message.

To send a private message please use link in my signature below.

Thanks,

Tara C

jimogr

I see there is a new offer: 
http://www.irishtimes.com/business/personal-finance/bank-to-pay-customers-15-000-to-take-out-500-000-loan-1.2771907

When will that apply from? 

We are near completion with our mortgage...

ted1

Why not just lower your ridiculous high rates?

Bank of Ireland: Elaine

jimogr wrote: »

I see there is a new offer: 
http://www.irishtimes.com/business/personal-finance/bank-to-pay-customers-15-000-to-take-out-500-000-loan-1.2771907

When will that apply from? 

We are near completion with our mortgage...

Hi jimogr, 

Thank you for your post here this afternoon. We're just going to look into this for you for clarification and we'll get back to you here as soon as possible. 

Thanks again, 
Elaine 

Bank of Ireland: Elaine

jimogr wrote: »

I see there is a new offer: 
http://www.irishtimes.com/business/personal-finance/bank-to-pay-customers-15-000-to-take-out-500-000-loan-1.2771907

When will that apply from? 

We are near completion with our mortgage...

Good Morning jimogr, 

Thank you for your patience. We have issued a press release on this news here on our website. This explains this offer in detail however, if you have any queries on your existing Mortgage, please call our customer service team on 01 611 3333 and a representative will be more than happy to assist you with this. 

Thanks again, 
Elaine 

Prefect_1998

Bank of Ireland: Elaine wrote: »

jimogr wrote: »

I see there is a new offer: 
http://www.irishtimes.com/business/personal-finance/bank-to-pay-customers-15-000-to-take-out-500-000-loan-1.2771907

When will that apply from? 

We are near completion with our mortgage...

Good Morning jimogr, 

Thank you for your patience. We have issued a press release on this news here on our website. This explains this offer in detail however, if you have any queries on your existing Mortgage, please call our customer service team on 01 611 3333 and a representative will be more than happy to assist you with this. 

Thanks again, 
Elaine 

Hi Will this 1% in 5 years apply to new mortgages only ? we drew down our BOI mortgage in the last 8 weeks, and are current account holders.

Bank of Ireland: Elaine

danielle_door wrote: »

Bank of Ireland: Elaine wrote: »

jimogr wrote: »

I see there is a new offer: 
http://www.irishtimes.com/business/personal-finance/bank-to-pay-customers-15-000-to-take-out-500-000-loan-1.2771907

When will that apply from? 

We are near completion with our mortgage...

Good Morning jimogr, 

Thank you for your patience. We have issued a press release on this news here on our website. This explains this offer in detail however, if you have any queries on your existing Mortgage, please call our customer service team on 01 611 3333 and a representative will be more than happy to assist you with this. 

Thanks again, 
Elaine 

Hi Will this 1% in 5 years apply to new mortgages only ? we drew down our BOI mortgage in the last 8 weeks, and are current account holders.

Hi Danielle, 

Thank you for your query here. 

This offer is available to mortgages drawn down between the 5th of September 2016 and the 31st of March 2017 inclusive. 

Thanks, 
Elaine 

CluanBomb

Hello,

If self building is the cash back given on the final drawdown in full or on each drawdown partially?

Best regards,

John

Bank of Ireland: Nicola

CluanBomb wrote: »

Hello,

If self building is the cash back given on the final drawdown in full or on each drawdown partially?

Best regards,

John

Hi John, thanks for getting in touch.

If you’re drawing down your mortgage in stages for a self-build the 2% cashback will be paid after the final stage drawdown. To qualify for the offer and the final drawdown must be made within 18 months of the first drawdown.

For our 2% Cashback offer the first drawdown needs to be made between 1[font=Arial, Helvetica, Verdana, sans-serif]st[/font] October 2016 and 31[font=Arial, Helvetica, Verdana, sans-serif]st[/font] March 2017 to qualify for the offer. For our Cashback Plus offer the first drawdown needs to be made between 5[font=Arial, Helvetica, Verdana, sans-serif]th [/font]September 2016 and 31[font=Arial, Helvetica, Verdana, sans-serif]st[/font] March 2017 to qualify.

The T&C's for our 2% Cashback offer are available here and for our Cashback Plus offer here. 

I hope this helps, let me know if you have any other questions, thanks.

Nicola

Youredeadright

Hello

I was in one of your branches two weeks ago asking about mortgages and the staff mentioned that the 2% Mortgage Cashback offer had been extended. Looking at the leaflet for the offer after I left I noticed that it is says that it ends 31 March 2017. Did she mean that it had been extended in the past until the 31 March 2017 or that it has been extended again, i.e. extended past the 31 March 2017 date on the leaflet?

Thanks in advance.

Bank of Ireland: Elaine

Youredeadright wrote: »

Hello

I was in one of your branches two weeks ago asking about mortgages and the staff mentioned that the 2% Mortgage Cashback offer had been extended. Looking at the leaflet for the offer after I left I noticed that it is says that it ends 31 March 2017. Did she mean that it had been extended in the past until the 31 March 2017 or that it has been extended again, i.e. extended past the 31 March 2017 date on the leaflet?

Thanks in advance.

Good Afternoon Youredeadright, 

Thank you for getting in touch with us here. 

This offer was extended in the past until the 31st of March 2017. For more information on this offer please see here. 

Thanks again, 
Elaine 

Shemale

Hi,

My wife and I are looking to switch mortgage and are interested in this deal. Over the past 6 months I have lodged €190 into a betting account which I use for minimum bet allowable so I can watch the races, I have taken €350 back out in the same period.

We have had our current mortgage for 18 months and never missed a payment and I had a mortgage for 12 years before this house and never missed a payment.

Is the online betting still an issue as it's not huge money and we don't play the lotto like loads of other people who get mortgages.

Thanks.

Bank of Ireland: Tara P

Shemale wrote: »

Hi,

My wife and I are looking to switch mortgage and are interested in this deal. Over the past 6 months I have lodged €190 into a betting account which I use for minimum bet allowable so I can watch the races, I have taken €350 back out in the same period.

We have had our current mortgage for 18 months and never missed a payment and I had a mortgage for 12 years before this house and never missed a payment.

Is the online betting still an issue as it's not huge money and we don't play the lotto like loads of other people who get mortgages.

Thanks.

Hi Shemale,

Thank you for contacting us here on Boards.ie.

All mortgage applications would be assessed on a case by case basis. It would be best to speak directly with 
a Mortgage advisor.

We would be happy to arrange a call to you from a member of our Mortgage team, if you would like us to arrange this please send a private message including your full name and your contact number.

Thank you,

Tara C

Karpaty

Hello,

I've read on the Money Guide Ireland website (link below) that when the CashBack / CashBack Plus offer was initially launched in 2015 it had a clause that "required a replayment of the cashback if the customer moved the mortgage within 5 years". However, that no longer appears to be the case, according to the same article.

http://www.moneyguideireland.com/1-cashback-with-bank-of-ireland-mortgages.html

Can you confirm if this is accurate as I cannot find anything related to moving banks after the drawdown in the Cashback / Cashback Plus Terms & Conditions on your website.

If a newly drawn down mortgage was moved to another lender, having already availed of the 2% cashback, how would this affect the mortgage? Would the 2% have to be repaid back / be added back onto the mortgage before its moved or not?

Thanks in advance.

Bank of Ireland: Elaine

Karpaty wrote: »

Hello,

I've read on the Money Guide Ireland website (link below) that when the CashBack / CashBack Plus offer was initially launched in 2015 it had a clause that "required a replayment of the cashback if the customer moved the mortgage within 5 years". However, that no longer appears to be the case, according to the same article.

http://www.moneyguideireland.com/1-cashback-with-bank-of-ireland-mortgages.html

Can you confirm if this is accurate as I cannot find anything related to moving banks after the drawdown in the Cashback / Cashback Plus Terms & Conditions on your website.

If a newly drawn down mortgage was moved to another lender, having already availed of the 2% cashback, how would this affect the mortgage? Would the 2% have to be repaid back / be added back onto the mortgage before its moved or not?

Thanks in advance.

Good Afternoon Karpaty, 

Thank you for getting in touch. I am looking into this for you at the moment so as soon as I have further information I will get back in contact with you here. 

Thanks, 
Elaine 

Bank of Ireland: Elaine

Karpaty wrote: »

Hello,

I've read on the Money Guide Ireland website (link below) that when the CashBack / CashBack Plus offer was initially launched in 2015 it had a clause that "required a replayment of the cashback if the customer moved the mortgage within 5 years". However, that no longer appears to be the case, according to the same article.

http://www.moneyguideireland.com/1-cashback-with-bank-of-ireland-mortgages.html

Can you confirm if this is accurate as I cannot find anything related to moving banks after the drawdown in the Cashback / Cashback Plus Terms & Conditions on your website.

If a newly drawn down mortgage was moved to another lender, having already availed of the 2% cashback, how would this affect the mortgage? Would the 2% have to be repaid back / be added back onto the mortgage before its moved or not?

Thanks in advance.

Good Afternoon Karpaty, 

Our team would like to give you a call on this to discuss the specific nature of the query. If you'd like to send me a Private Message with your name and contact number I can arrange this for you. 

To send a PM please make sure you have signatures set to display in your control panel settings. Then click in the link in my signature below to send the message. 

Thanks, 
Elaine 

on0r1a

Hello, 

My partner and I are in the process of buying our new build house and are shopping around for mortgages. We are first time buyers and have already been approved for a mortgage. 

My question is this; with the 2% + 1% cash back offer, if we switch mortgage providers after 1 or 2 years, depending on the term we decide on, I know we will miss out on the 1%, however would we get to keep the 2%?

Thanks

Bank of Ireland: Elaine

on0r1a wrote: »

Hello, 

My partner and I are in the process of buying our new build house and are shopping around for mortgages. We are first time buyers and have already been approved for a mortgage. 

My question is this; with the 2% + 1% cash back offer, if we switch mortgage providers after 1 or 2 years, depending on the term we decide on, I know we will miss out on the 1%, however would we get to keep the 2%?

Thanks

Good Afternoon onOr1a, 

Thank you for your post. 

If you'd like to send us a Private Message we would be more than happy to look into this for you further. To send a PM just make sure you have signatures set to display in your control panel settings. Then click the link in my signature below. 

Thanks and looking forward to hearing from you. 
Elaine 

Min89

Hi,

I see this offer is due to finish on the 31st of November 2017. If I were to get a mortgage now chances are that this offer would have finished before I was in a position to draw down the mortgage and therefore I could not avail of the offer. Are there any plans to extend this offer?

Bank of Ireland: Jane

Min89 wrote: »

Hi,

I see this offer is due to finish on the 31st of November 2017. If I were to get a mortgage now chances are that this offer would have finished before I was in a position to draw down the mortgage and therefore I could not avail of the offer. Are there any plans to extend this offer?

Hi Min89,

Thanks for your post here on Boards.

We haven't been made aware of any extension for this offer, but please be assured we will update this post if one becomes available.

Please let us know if we can help with anything else.

Thanks again,
Jane.

Det Somerset

Hello, I am an existing BOI mortgage customer. We took out our mortgage in 2013 before any cashback offer existed. We are currently looking at applying for an equity release of about 50k. On the BOI site it says the following ...

• When you release equity in your home we'll give you 2% of your new mortgage back as Cashback.

Assuming our application is approved, what figure does the 2% cashback offer apply to? I presume it is the equity release figure of 50k, however I would consider my 'new mortgage' to be my old mortgage plus the ER figure which in my case would be approx 290k. Obviously there is a massive difference if the cashback applied to the 290k figure. Can you clarify which it would apply to please?

Bank of Ireland: Tara

Hi Det Somerset,

Thanks for your post.

I'm just checking this out for you and I'll get back to you here as soon as I have an answer.

Thanks,
Tara

Bank of Ireland: Tara

Hi Det Somerset,

Thanks for your patience.

Equity release is a stand-alone mortgage with its own offer letter, t&c's and account number and it's the new borrowing amount that would be eligible for the 2% Cashback.

If you'd like us to arrange a call from a mortgage specialist, please let us know.

Thanks
Tara

Min89

Hi,

I see from your website that  your cashback plus offer is now due to end on the 30th of June 2018, can you confirm that this is now extended?

Also, our mortgage offer was made in July 2017 and will expire in January 2018, at this stage we are waiting for our new house to be completed and it will be touch and go whether it will be complete in January. Is it possible to extend our current offer or will we have to make a new application if the offers runs out?

Thanks,

Bank of Ireland: Tara

Hi Min89,

Thanks for getting in touch and sorry for the delay.

Yes, the offer has been extended until 30th June 2018. Once the offer has expired, the application will need to be reviewed again for any changes in your circumstances.

Thanks
Tara

richie165

Hi,

I just wanted to ask if there is any news on whether the 3% cashback offer is going to be extended beyond June 30th 2018.

My wife and I have mortgage approval with BOI and have gone sale agreed on a property but things aren't moving very quickly so I am not sure if we will have drawn down before the offer expires.

Any info you can provide on this would be great.

Thanks
Richard

Bank of Ireland: Darren

richie165 wrote: »

Hi,

I just wanted to ask if there is any news on whether the 3% cashback offer is going to be extended beyond June 30th 2018.

My wife and I have mortgage approval with BOI and have gone sale agreed on a property but things aren't moving very quickly so I am not sure if we will have drawn down before the offer expires.

Any info you can provide on this would be great.

Thanks
Richard

Hi Richard, 

Thanks for getting in touch with us here. 

We have no update on this at the moment. However please be assured that if there is any change on this in the future we'll let everyone know here. 

Thanks again for getting in touch. 
Darren.

richie165

Hi Darren,

Thanks for the quick response.
I will keep an eye on the thread for any updates.

Thanks
Richard

Aaron15

Hi, I’m currently waiting on my house to be finished being built, it’s due to be finished July 2018, I’ve opened a BOI current account with the understanding we would get 2% back writhing 45 days of drawing down and a further 1% in 5 years, I’m only now hearing that the offer is only valid until June 2018, is there any suggestion this offer might be extended? I find it unfair to be let to believe we would get the 2% back after telling the bank all the details , thank you

Bank of Ireland: Sarah

Aaron15 wrote: »

Hi, I’m currently waiting on my house to be finished being built, it’s due to be finished July 2018, I’ve opened a BOI current account with the understanding we would get 2% back writhing 45 days of drawing down and a further 1% in 5 years, I’m only now hearing that the offer is only valid until June 2018, is there any suggestion this offer might be extended? I find it unfair to be let to believe we would get the 2% back after telling the bank all the details , thank you

Hi Aaron15,

Thanks for your post.

We're sorry to hear that you were unaware that this Cashback offer was ending in June 2018. If you are on a self build mortgage you can qualify for the Cashback offer once the first draw down is made between 5th September 2016 and 30th June 2018, and that you meet the other terms and conditions of the offer. Please see these terms and conditions on our website here.

We would advise you to contact your Mortgage Specialist directly to clarify your specific Mortgage offer and they will be happy to help you.

Thanks,
Sarah

Aaron15

Bank of Ireland: Sarah wrote: »

Hi Aaron15,

Thanks for your post.

We're sorry to hear that you were unaware that this Cashback offer was ending in June 2018. If you are on a self build mortgage you can qualify for the Cashback offer once the first draw down is made between 5th September 2016 and 30th June 2018, and that you meet the other terms and conditions of the offer. Please see these terms and conditions on our website here.

We would advise you to contact your Mortgage Specialist directly to clarify your specific Mortgage offer and they will be happy to help you.

Thanks,
Sarah

Thank you, is there any sign of them extending the time period on the cash back plus offer?

Bank of Ireland: Darren

Aaron15 wrote: »

Bank of Ireland: Sarah wrote: »

Hi Aaron15,

Thanks for your post.

We're sorry to hear that you were unaware that this Cashback offer was ending in June 2018. If you are on a self build mortgage you can qualify for the Cashback offer once the first draw down is made between 5th September 2016 and 30th June 2018, and that you meet the other terms and conditions of the offer. Please see these terms and conditions on our website here.

We would advise you to contact your Mortgage Specialist directly to clarify your specific Mortgage offer and they will be happy to help you.

Thanks,
Sarah

Thank you, is there any sign of them extending the time period on the cash back plus offer?

Thanks for getting back to us here Aaron15, there is no up date on this but please be assured that if there is any change on this it will be updated and shown through the link given in the pervious message.

Thanks again,
Darren.