Saving your money is so bloody boring

MilesMorales1

I'm always trying to save money, but more so than usual recently, with christmas coming and a general reluctance to spend money on useless ****e. But its so boring, considering most things to do outside of the house cost money. Go and sit in starbucks/general cafe, costs the price of a drink, same with any take away joint.
The only thing I can afford to do on my self imposed budget is watch telly, and its so dull. Anyone agree?

petes

No.

kneemos

Sit in front of a TV store with a begging bowl.

Win win.

biko

Go run a marathon.
Free and "healthy"

RobertKK

I don't agree, I put my money in the stock market - individual shares, that is never boring, whether they are going up or down...

fizzypish

To be honest I don't find spending money that thrilling either.

sonny.knowles

MilesMorales1 wrote: »

I'm always trying to save money, but more so than usual recently, with christmas coming and a general reluctance to spend money on useless ****e. But its so boring, considering most things to do outside of the house cost money. Go and sit in starbucks/general cafe, costs the price of a drink, same with any take away joint.
The only thing I can afford to do on my self imposed budget is watch telly, and its so dull. Anyone agree?

Hope you have a licence for that TV.

I am all for saving, however you have to be realistic you don't seem to be allowing yourself to spend any money at all. Go to a cheaper coffee shop look on my deal page they showtimes have deals for coffee and a scone/cake, I think the key might be cutting back not cutting out everything in you life.

smash

OP it sounds like you're one of those people who can't afford to save. The kind who bitch and moan about not having any money to do anything when the fact is that you have a few grand stashed away in your credit union.

punisher5112

Op go out and play with the traffic much more fun then what ya are doing.

MilesMorales1

smash wrote: »

OP it sounds like you're one of those people who can't afford to save. The kind who bitch and moan about not having any money to do anything when the fact is that you have a few grand stashed away in your credit union.

Well thanks for the hasty presumption its called not wasting money isn't it.

matchthis

Better than not having enough money to save or go out

topper75

I once read that the Aldi/Lidl brothers in Germany got as much joy out of saving money as Roman Abramovich got out of spending it.

So it depends.

Alf Veedersane

I've been saving for a rainy day.

Looks like it's time to cash in.

tmh106

No, definitely don't agree. Many of the things I like to do in my spare time are either free or relatively free. For example, walking, running, sex (have partner),reading (I'm a member of the local library), meeting friends, and so on.

For sure there are lots of things that I like to do that do require money, But I think I get as much enjoyment from the "free" qas the "non-free". I fully acknowledge that if someone does not have enough money for the even the most basic existence that is a miserable situation to be in. But I don't think that is the situation the OP is in.

Penny Tration

MilesMorales1 wrote: »

Well thanks for the hasty presumption its called not wasting money isn't it.

But refusing to do anything bar sit in and watch telly is wasting your life.

I value enjoying my free time more than I value money

OP are you allowing yourself to spend any money at all outside of the basics, because it sounds like you are not allowing yourself to spend the roughly 2.50/3 euro an occasional coffee costs. I think thats unrealistic to be honest for the average person.

MilesMorales1

Alf Veedersane wrote: »

I've been saving for a rainy day.

Looks like it's time to cash in.

Yeah this is pretty much me. Whenever I don't have 'emergency' cash, is always when I need it.

edit - I pay for a cinema pass, a pack of smokes every 2 weeks, 5 quid's worth of fast food every week.

I looked at my deal page and there are loads of offers if you are trying to be thrifty, I found 10 coffees/teas/hot chocolates for 9 eruo in Galway and 3 cocktails for 10 euro in Dublin.

smash

MilesMorales1 wrote: »

Well thanks for the hasty presumption its called not wasting money isn't it.

It's called wasting your life. See this bit: "The only thing I can afford to do on my self imposed budget is watch telly, and its so dull.". You can change that fairly quickly and easily.

Alf Veedersane

There's a point in saving/not wasting money where you're depriving yourself beyond what's reasonable.

I get it if it's a case of having to be very, very mindful of what you spend it on because there's very little disposable income to play with.

But if you're depriving yourself purely on the basis that spending money on X is useless despite the fact that it might relieve the boredom, then you might need to reevaluate the extent to which you need to save.

As with anything in life, you need to find a balance.

petes

It's a self imposed budget. What about a gym or a club you can pay for the year and then go whenever you want? Initial outlay of course.

Mother Brain

I would agree op.

Also I find the suggestions that going for a run or a walk as being something fun to do are quite frankly ludicrous!

Can't dispute that you get a bit of an endorphin release from exercise but I mean come on?! Friday night after a long week of work and you want to enjoy yourself. Even if you go for a run you'll be done in an hour or so and then what?

Obviously depends on your idea of fun, but for most people going for a walk is not going to cut it..

Alf Veedersane

Mother Brain wrote: »

I would agree op.

Also I find the suggestions that going for a run or a walk as being something fun to do are quite frankly ludicrous!

Can't dispute that you get a bit of an endorphin release from exercise but I mean come on?! Friday night after a long week of work and you want to enjoy yourself. Even if you go for a run you'll be done in an hour or so and then what?

Obviously depends on your idea of fun, but for most people going for a walk is not going to cut it..

That's where you decide if the extent of your self-imposed budget is worth it. If the no-cost options are so unpalatable, then spend some money on something that is more enjoyable.

Mother Brain

Coming soon, from the people who brought you "Sitting Down In a Chair", get ready for the explosive new recreational activity...

Walking!

With such incredible features as:

• Putting one foot in front of another
• Seeing various ordinary buildings, streets
• Being cold
• Arriving back where you started

Don't miss out on the exhilarating thrills and spills brought to you by... Walking!

Coming soon to a housing estate near you!

tmh106

Mother Brain wrote: »

Coming soon, from the people who brought you "Sitting Down In a Chair", get ready for the explosive new recreational activity...

Walking!

With such incredible features as:

• Putting one foot in front of another
• Seeing various ordinary buildings, streets
• Being cold
• Arriving back where you started

Don't miss out on the exhilarating thrills and spills brought to you by... Walking!

Coming soon to a housing estate near you!

What a daft post.

OP complained that there was very little to do outside work that didn't cost money. I gave him/her example of some things that are free, or relatively free. They we just that, examples (in my case examples of things I enjoy) to illustrate the point I was trying to make i.e. not everything you do outside the house, and that you might enjoy, costs money, or costs very much money. My list was not intended to be a definitive list; if they don't float your boat, find something that does. Mind you that might require you being open minded to new experiences that you might enjoy. Given your ill-informed comments on walking (and activity during which I have both been exhilarated and spilled) that might be a challenge for you.

Mother Brain

tmh106 wrote: »

What a daft post.

OP complained that there was very little to do outside work that didn't cost money. I gave him/her example of some things that are free, or relatively free. They we just that, examples (in my case examples of things I enjoy) to illustrate the point I was trying to make i.e. not everything you do outside the house, and that you might enjoy, costs money, or costs very much money. My list was not intended to be a definitive list; if they don't float your boat, find something that does. Mind you that might require you being open minded to new experiences that you might enjoy. Given your ill-informed comments on walking (and activity during which I have both been exhilarated and spilled) that might be a challenge for you.

Ah relax will you.

The op was talking about things that are 'fun' to do which by conventional understanding probably doesn't include walking.

You may enjoy it yourself but when most people think 'fun' I doubt it springs to mind. Judging by your post it seems you have only a vague notion of the concept yourself anyway...

petes

Mother Brain wrote: »

Ah relax will you.

The op was talking about things that are 'fun' to do which by conventional understanding probably doesn't include walking.

You may enjoy it yourself but when most people think 'fun' I doubt it springs to mind. Judging by your post it seems you have only a vague notion of the concept yourself anyway...

Plenty of people enjoy going for a walk. Is enjoyment not fun in the 'conventional' sense? OP might not, you might not but as I said plenty of people do. I don't.

smash

tmh106 wrote: »

What a daft post.

OP complained that there was very little to do outside work that didn't cost money. I gave him/her example of some things that are free, or relatively free. They we just that, examples (in my case examples of things I enjoy) to illustrate the point I was trying to make i.e. not everything you do outside the house, and that you might enjoy, costs money, or costs very much money. My list was not intended to be a definitive list; if they don't float your boat, find something that does. Mind you that might require you being open minded to new experiences that you might enjoy. Given your ill-informed comments on walking (and activity during which I have both been exhilarated and spilled) that might be a challenge for you.

The Joke















































You

MilesMorales1

I do running already. Running is great, not disputing it. Its also not terribly interesting, although I do have to put most of my energy into the running, its not like, a gripping activity.

JacquesSon

I accidentally saved 2k by setting up a standing order to repay a loan to the credit union. Before internet banking I rarely knew exactly what was going in and out. A closer look one day revealed I had built up an unexpected credit balance.

redbel05

At least you have a TV...

You could be sitting in front of your washing machine in your Crying Chair.

petes

Mother Brain wrote: »

Ah relax will you.

The op was talking about things that are 'fun' to do which by conventional understanding probably doesn't include walking.

You may enjoy it yourself but when most people think 'fun' I doubt it springs to mind. Judging by your post it seems you have only a vague notion of the concept yourself anyway...

Also I would find it boring the same way I find the gym boring. I play badminton and I enjoy that and it's good exercise. I don't think walking unless it's a very brisk walk would release enough endorphins to make you feel good, not for me anyway.

I'm still sure there are other things to do than sit in front of the box all the time!!

_Kaiser_

smash wrote: »

OP it sounds like you're one of those people who can't afford to save. The kind who bitch and moan about not having any money to do anything when the fact is that you have a few grand stashed away in your credit union.

Ah yes... I know someone who forever complained about not having any money for things.. yet would religiously dump hundreds every month into a savings account.

Nothing wrong with having some cash aside for longer-term wants like a mortgage or a car, or even just for emergencies.. but not to the point where you live like a pauper/hermit to do it. I'd rather live comfortably and be able to enjoy myself than be "rich" and restricting myself to be so.

titan18

tmh106 wrote: »

No, definitely don't agree. Many of the things I like to do in my spare time are either free or relatively free. For example, walking, running, sex (have partner),reading (I'm a member of the local library), meeting friends, and so on.

For sure there are lots of things that I like to do that do require money, But I think I get as much enjoyment from the "free" qas the "non-free". I fully acknowledge that if someone does not have enough money for the even the most basic existence that is a miserable situation to be in. But I don't think that is the situation the OP is in.

Show off.

Earthhorse

As someone else said I don't get huge enjoyment out of spending money (not that saving money is exciting). Some people seem to need to spend their money as soon as they get it, as they never seem to have any, but I don't know what they're spending it on. I guess if you're quite social it would be hard not to but outside of that I don't manage to spend much and keep myself entertained with Netflix, games, mucking about online, reading, playing music, or hanging out with friends. Most of the stuff I do is free or very cheap.

Harry Palmr

Watch cat in a box videos, hours of fun for free, esp if you already have a cat

ygolometsipe

If I were you I would just make more money.

ToddyDoody

MilesMorales1 wrote: »

. But its so boring

The Germans are good at it

MilesMorales1

ygolometsipe wrote: »

If I were you I would just make more money.

If I could buy more money, I would.

AnonoBoy

I've honestly never heard anyone claim that saving money was exciting.

"Holy **** bro did you see that slowly accumulating interest on my account? Radical!" :eek:

MilesMorales1

AnonoBoy wrote: »

I've honestly never heard anyone claim that saving money was exciting.

"Holy **** bro did you see that slowly accumulating interest on my account? Radical!" :eek:

Yeah but some people must have more money than I do, so they can save and spend at the same time, or do indeed have fun scrimping.

0ph0rce0

If your saving then you have the money to do something.

Stop being a boring **** and moaning about it and go spend some money on something you like.

P.S : I mean that in a nice way