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Dental insurance

  • 02-09-2015 5:23pm
    #1
    Dtp1979
    Registered Users, Registered Users 2 Posts: 12,870 ✭✭✭✭


    So my wife signed up to a certain dental insurance company a while back. The recently she got work done amounting to 1500 euro. She went to claim the money and only got 247 off them when she was supposed to get 1100. They say all the work wasn't necessary and her dentist said, in writing that it was. So it's at a standstill now. Is there antwhere or anyone we can go to over this?


Comments

  • #2
    To Elland Back
    Closed Accounts Posts: 1,923 ✭✭✭To Elland Back


    I'm not familiar with dental insurance but what EXACTLY have insurers said and have you checked that against the policy wording?


  • #3
    Dtp1979
    Registered Users, Registered Users 2 Posts: 12,870 ✭✭✭✭Dtp1979


    To Elland Back wrote: »
    I'm not familiar with dental insurance but what EXACTLY have insurers said and have you checked that against the policy wording?

    That's just it. They said they'd cover any necessary fillings. Our dentist said they were necessary, there's thinks they weren't. So that's where we're stuck


  • #4
    To Elland Back
    Closed Accounts Posts: 1,923 ✭✭✭To Elland Back


    Dtp1979 wrote: »
    That's just it. They said they'd cover any necessary fillings. Our dentist said they were necessary, there's thinks they weren't. So that's where we're stuck

    If you tell me the insurer, I'll see if they have a policy wording online. Might see an answer in there


  • #5
    Dtp1979
    Registered Users, Registered Users 2 Posts: 12,870 ✭✭✭✭Dtp1979


    To Elland Back wrote: »
    If you tell me the insurer, I'll see if they have a policy wording online. Might see an answer in there

    Pm sent


  • #6
    dentalturkey
    Registered Users, Registered Users 2 Posts: 2 ✭dentalturkey


    try dental tourisme


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  • #7
    digzy
    Registered Users, Registered Users 2 Posts: 3,049 ✭✭✭digzy


    op, I work as a dentist.

    These insurance schemes are a nightmare. For me, there's endless paperwork.
    For the patient, your tale is all too common.

    I'd strongly advise you (and my patients) to keep your money in your pocket.
    They never work out as you expect them. plus a major part is 'pay the dentist and then we'll pay you'. Patients end up getting work which if they thought wouldn't be refunded they may not have had done..


  • #8
    pandoraj09
    Registered Users, Registered Users 2 Posts: 353 ✭✭pandoraj09


    digzy wrote: »
    op, I work as a dentist.

    These insurance schemes are a nightmare. For me, there's endless paperwork.
    For the patient, your tale is all too common.

    I'd strongly advise you (and my patients) to keep your money in your pocket.
    They never work out as you expect them. plus a major part is 'pay the dentist and then we'll pay you'. Patients end up getting work which if they thought wouldn't be refunded they may not have had done..

    Not true. I'm in VHI dental. My dentist submits a treatment plan to them for me. I find out what they will cover and I get the work done and just pay the little I have to. They're really helpful on the phone and it's very clearly explained to me. They have a direct payment plan with many dentists and it's one of them I'm with. I don't have to wait for a refund from VHI as they pay the dentist directly. Best thing I ever did was to join it...


  • #9
    Dtp1979
    Registered Users, Registered Users 2 Posts: 12,870 ✭✭✭✭Dtp1979


    pandoraj09 wrote: »
    Not true. I'm in VHI dental. My dentist submits a treatment plan to them for me. I find out what they will cover and I get the work done and just pay the little I have to. They're really helpful on the phone and it's very clearly explained to me. They have a direct payment plan with many dentists and it's one of them I'm with. I don't have to wait for a refund from VHI as they pay the dentist directly. Best thing I ever did was to join it...

    I'm not with VHI unfortunately


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