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Any 3 fund investors here?

  • 21-07-2015 7:02pm
    #1
    Registered Users, Registered Users 2 Posts: 3,881 ✭✭✭


    What kind of ETFs in €s are you invested in? What allocation?


Comments

  • Registered Users, Registered Users 2 Posts: 537 ✭✭✭topper_harley2




  • Closed Accounts Posts: 685 ✭✭✭FURET


    Currently invested as follows:
    • VEUR (Vanguard FTSE Developed Europe): 40%
    • IE15 (iShares 1-5 year European corporate bonds): 30%
    • VUSA: (Vanguard S&P 500) 25%
    • VDEM: (Vanguard FTSE Emerging Markets): 5%

    Total Expense Ratio: approx 0.12%

    I am considering changing my holdings as follows, however:
    • VERX (Vanguard FTSE Developed Europe ex-UK)
    • VDEV (Vanguard Developed World)
    • VDEM (Vanguard FTSE Emerging Markets)
    • IE15 (iShares 1-5 year European corporate bonds)


  • Registered Users, Registered Users 2 Posts: 462 ✭✭elgriff


    Through who did you invest in Vanguard furet?


  • Closed Accounts Posts: 685 ✭✭✭FURET


    Through my online broker. Any online brokerage should have access to these ETFs. I use Interactive Brokers but all are available from Saxo etc too.


  • Registered Users, Registered Users 2 Posts: 537 ✭✭✭topper_harley2


    YEah they are on Degiro, TDWaterhouse as well. Note there is a difference between Vanguard index funds and Vanguards ETFs. Maybe that is what elgriff is wondering about. This always causes confusion.

    VG funds are not available in Ireland
    VG ETFs are available in Ireland.

    Its worth noting also that ALL of VG ETFs are distributing, hence will lead to more tax returns for Irish people.


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  • Closed Accounts Posts: 685 ✭✭✭FURET


    Correct. I should point out that I do not reside in Ireland and have no plans to move back there, so for me Vanguard is the best option. If you live in Ireland, accumulating ETFs offered by the likes of iShares are probably a better option.


  • Registered Users, Registered Users 2 Posts: 462 ✭✭elgriff


    Correct. Thanks


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