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Named driver experience letter

  • 13-07-2015 9:34pm
    #1
    redbullftw
    Registered Users, Registered Users 2 Posts: 2 ✭


    Hi,

    long story short, i got a letter from my previous insurer (FBD) that ive been a named driver for 3 consecutive years, now i bought a car and got my AXA online quote to 1200 euro which isnt all that bad considering im 23 with a full irish licence for 4 year. About 1 hour later AXA representive rings me telling me if i would like to proceed with the quote telling me they could give me a further 15% off over the phone, obviously i went for it. until the man asked when did i get the named driver experience letter, i told him back in february so he puts me on hold and after about 5 mins of waiting he tells me the letter is no good anymore, i asked him why and he told me that the named driving experience letters are only valid for 3 months after theyve been issued, so he gives me a new quote of ONLY 3495 euro!!!
    Now as far as i remember when i got the letter from FBD insurance they told me that letter is valid for a year from the date of issue

    does anyone know if those letters are only valid for 3 months?
    Has anyone had similar issues or am i just being ripped off by AXA here?

    thanks alot


Comments

  • #2
    Vic_08
    Registered Users, Registered Users 2 Posts: 3,080 ✭✭✭Vic_08


    The letter is valid for however long the quoting insurance company says. They are under no obligation to accept anything or play by any set of pre-determined rules regarding prices or what they accept to base premiums on.

    The entire Irish car insurance industry is a broken mess that serves nobody well bar the claim scammers.


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