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Advice needed

  • 30-06-2015 6:52pm
    #1
    Benny122
    Registered Users, Registered Users 2 Posts: 133 ✭✭


    Can I get some advice please

    I am thinkIng of buying my first home with my partner I am
    Working full time on salary of 26000 - and my
    Partner is on JSB

    If we purchase a property together would his job seekers be reduced as he will be living with me - his name will be on the mortgage and title deeds


Comments

  • #2
    Atlantic Dawn
    Registered Users, Registered Users 2 Posts: 84,705 ✭✭✭✭Atlantic Dawn
    M


    Benny122 wrote: »
    Can I get some advice please

    I am thinkIng of buying my first home with my partner I am
    Working full time on salary of 26000 - and my
    Partner is on JSB

    If we purchase a property together would his job seekers be reduced as he will be living with me - his name will be on the mortgage and title deeds

    Jobseeker's Benefit is not means tested, he could purchase a fleet or luxury yachts and it could not be cut. If he is on Jobseekers Allowance that is means tested so any new assets or ability to fund such where it would be clear they had over €20k in assets would be a problem and could be investigated.


  • #3
    Benny122
    Registered Users, Registered Users 2 Posts: 133 ✭✭Benny122


    JSA is means tested - and JSB isn't.

    So would you get JSB because you would have stamps and the JSAis when you have no stamps??


  • #4
    Atlantic Dawn
    Registered Users, Registered Users 2 Posts: 84,705 ✭✭✭✭Atlantic Dawn
    M


    Benny122 wrote: »
    So would you get JSB because you would have stamps and the JSAis when you have no stamps??

    Yes exactly


  • #5
    Benny122
    Registered Users, Registered Users 2 Posts: 133 ✭✭Benny122


    So is there any way around it then? If I bought the house and willed it to him?


  • #6
    haveringchick
    Closed Accounts Posts: 1,380 ✭✭✭haveringchick


    There's nothing to "get around".
    If you are going to buy a house together and live in it together then it will not affect his jobseekers payment either now or if he transfers to JSA.
    An applicants home is not considered in the means test.
    When his JSB runs out, if he hasn't got a job, your salary will be taken into account.


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  • #7
    haveringchick
    Closed Accounts Posts: 1,380 ✭✭✭haveringchick


    When his JSb runs out he will only get €48 per week JSA.
    If you have savings in excess of €20000 then his JSA would be affected also.


  • #8
    Benny122
    Registered Users, Registered Users 2 Posts: 133 ✭✭Benny122


    But he's on JSA and someone said that once he has assets and getting JSA then his €180 would be reduced


  • #9
    haveringchick
    Closed Accounts Posts: 1,380 ✭✭✭haveringchick


    Your a bit confused.
    As I've already told you, a persons own home is not taken into account.
    If it was taken into account then only people in rented accommodation would qualify for JSA.
    If you and your partner buy a house and move in together then he Will have to inform SW of his change of circumstances. He will be asked.to bring your payslips and bank statements. He may end up getting no JSA depending on your wages and amounts in banks etc.
    I've had a peep at your posting history and I think uou would benefit from a trip to the Citizens Information Centre yo get some proper advice as you seem to be relying on nonsense your hearing in yhe pub or wherever.


  • #10
    myshirt
    Registered Users, Registered Users 2 Posts: 5,245 ✭✭✭myshirt


    Just to let you know as well Benny, whether you buy the house, or ye buy it together, consider the fact that he will still get a share in it no matter what. So bounce that off your solicitor when the time comes just so you are up to a speed and advised as to whatever way it applies to you. Not a routine thing for solicitor to advise you on and can sometimes fall between two stools, so ensure you tell him your full situation.

    Best wishes.


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