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Public liability insurance

  • 02-03-2015 8:10pm
    #1
    martyoo
    Closed Accounts Posts: 872 ✭✭✭


    Hi all,

    Am I right in saying that public liability insurance is not a legal requirement?
    Also am I covered if the person signs a liability waiver or should I still consider insurance.


Comments

  • #2
    pedronomix
    Closed Accounts Posts: 997 ✭✭✭pedronomix


    way too little information to even hazard a guess!


  • #3
    martyoo
    Closed Accounts Posts: 872 ✭✭✭martyoo


    It's a rental business where customers rent medical equipment for a number of weeks at a time and they would be used in public areas.


  • #4
    pedronomix
    Closed Accounts Posts: 997 ✭✭✭pedronomix


    You do need cover! Say one of your machines has short cicuit or a leg falls off it and causes injury to a 3rd party. Anyone who runs any type of business or even owns a property and does not have PL cover uderwrites the risk themselves!!!


  • #5
    martyoo
    Closed Accounts Posts: 872 ✭✭✭martyoo


    Thanks pedronomix. Will get some quotes asap.


  • #6
    jimmii
    Registered Users, Registered Users 2 Posts: 14,810 ✭✭✭✭jimmii


    martyoo wrote: »
    It's a rental business where customers rent medical equipment for a number of weeks at a time and they would be used in public areas.

    I think you would be mad going into that without coverage. Its cheap enough to get and you're just asking for trouble if something does go wrong.


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  • #7
    collegeme
    Registered Users, Registered Users 2 Posts: 512 ✭✭✭collegeme


    for the sake of a couple of hundred a year...get some


  • #8
    chicotaz
    Registered Users, Registered Users 2 Posts: 1 ✭chicotaz


    Hi,

    Dont know where is best to be posting this but maybe you guys can help...

    Anyone know how much public liability costs [or what i need] for a kids football academy to be run every saturday/sunday morning?

    Also on a separate note how much would a policy be for language classes with max ten students in each class. Classes are for adults and children.

    Thanks for your help in advance.
    Louise


  • #9
    Gloomtastic!
    Registered Users, Registered Users 2 Posts: 8,827 ✭✭✭Gloomtastic!


    chicotaz wrote: »
    Hi,

    Dont know where is best to be posting this but maybe you guys can help...

    Anyone know how much public liability costs [or what i need] for a kids football academy to be run every saturday/sunday morning?

    Also on a separate note how much would a policy be for language classes with max ten students in each class. Classes are for adults and children.

    Thanks for your help in advance.
    Louise

    You'd probably need to talk to a broker direct (Try bizbroker.ie). For €2.6m cover in a similar field, my premium this year was €270.00. This level of cover should be fine for most council-run and parish properties but be warned, Fingal CC were looking for double that last year.


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