First carrrrr

bcoff7

Thinking of getting this 1.4 bora off a lad I know he would give it to me for cheaper than on donedeal like. Would that be a good car for a first? 1.4 engine wouldn't be very expensive with insurance and tax I know but how would it fair driving ? I wouldn't be driving it loads either now probably 30-40km a week? Would it be a good buy ?

jjbrien

Firstly how old are you? You would want to stick to a car that is cheap to insure since its your first car. The bora is a good car but the insurance companies might give you a steeper quote for this one since its your first car.

ironclaw

Judging by your other threads, you don't have a license yet. So I'm assuming this is a wind up?

bcoff7

It's not a wind up I assure you! Ha no im 16 im 17 in a month and a bit and want to get on the road pretty soon after that ! Would be getting insured under one of my parents names on the car too so the insurance shouldn't be too bad

corkgsxr

I started on a 1.4 polo and insurance want bad at all.

Afaik boras have a loading against them tho

ironclaw

bcoff7 wrote: »

It's not a wind up I assure you! Ha no im 16 im 17 in a month and a bit and want to get on the road pretty soon after that ! Would be getting insured under one of my parents names on the car too so the insurance shouldn't be too bad

You won't have much change out of €1200 at a guess. Under 18 and named is just a nightmare to get insured with. And Bora's attract a loading as they are the new Starlet / Glanza (However that one worked out)

I say it every time, but I'd sit down with a pen and paper and work out how much its going to cost you before you even put it on the road. Tax, insurance and actually buying the car are the cheapest parts of ownership. Older car is going to attract a yearly NCT and the upkeep. If Mum & Dad are happy to pick up the bill, thats great. But you'd want to be earning a good deal to keep the four tyres rolling.

And thats before you go through the RSA cash cow of the Theory Test (€40?) and the Driving Test (With the expense of 12 full lessons at minimum)

Not wishing to discourage you, we're all drivers here but one of my cars is costing me €3 every single day of the year, whether I drive it or not. And thats 'just' insurance and tax. Add in the petrol, you're looking at €8 or so per day (An hours minimum wage per day for perspective) And when you throw in maintenance and NCT, it really starts to fly up.

Scary really.

bcoff7

ironclaw wrote: »

You won't have much change out of €1200 at a guess. Under 18 and named is just a nightmare to get insured with. And Bora's attract a loading as they are the new Starlet / Glanza (However that one worked out)

I say it every time, but I'd sit down with a pen and paper and work out how much its going to cost you before you even put it on the road. Tax, insurance and actually buying the car are the cheapest parts of ownership. Older car is going to attract a yearly NCT and the upkeep. If Mum & Dad are happy to pick up the bill, thats great. But you'd want to be earning a good deal to keep the four tyres rolling.

And thats before you go through the RSA cash cow of the Theory Test (€40?) and the Driving Test (With the expense of 12 full lessons at minimum)

Not wishing to discourage you, we're all drivers here but one of my cars is costing me €3 every single day of the year, whether I drive it or not. And thats 'just' insurance and tax. Add in the petrol, you're looking at €8 or so per day (An hours minimum wage per day for perspective) And when you throw in maintenance and NCT, it really starts to fly up.

Scary really.

Well I think I'm sorted with work for weekends and summer so I'll be getting a bit that should cover petrol anyway cos I won't be travelling any big distances at all! , Mom agreed to paying for lessons too but I'll pay for theory and nct/tax

ironclaw

bcoff7 wrote: »

Well I think I'm sorted with work for weekends and summer so I'll be getting a bit that should cover petrol anyway cos I won't be travelling any big distances at all! , Mom agreed to paying for lessons too but I'll pay for theory and nct/tax

NCT is €55, assuming you need absolutely nothing done to the car. Tax is €420 per year on a 1.4 Bora pre-2007. If the car is over 10 years old, you'll attract a premium loading on your insurance (Its significantly cheaper to insure a 2006 versus a 2001 for instance) So out the gate, you have €500 or so of expense before you insure. Petrol, you could easily do €40+ per week.

Not wishing to lecture, but I can't implore you enough to tot it all up before you go and spend. Saving a little for a year or two can really wipe off the heart ache. I'd rather but €2000 extra into a car a year from now than put €1000+ fixing up an old Bora.

Again, differing strokes for different folks. I genuinely hope you get on the road, just speaking from a 'been there' perspective.

bcoff7

06 or younger is out of the question really so the tax will be expensive i guess, say around the 300 mark for a 1.2 (just an example) + NCT thats gona be 55 so could be up to 400 , to be honest the max i would be travelling weekly would be 35km so like petrol wouldnt be the worst like i wouldnt be doing any harsh accelerating either so id be conserving as much as i can. would there be really be that much of a difference ? car would cost 700-800 like and if i was to get one could be 1000 so maybe 200 saved give or take , just saying like i dont have much knowledge on this though. do u know if the bora is a good car ?

ironclaw

You need mid-2007 / 2008 to get on to the CO2 (cheaper) tax band. And you won't do that for less than €6500 (Year 2008, Less than 1.4L) or €5500 (Year 2007, Less than 1.4L) according to the average figures I have to hand. If you do, you'll be spending the difference in repairs as a cheap car is cheap. No two ways about it. Certainly anything exceptionally below those averages I'd be suspect of. It can be done but I'd be very, very careful of a 'bargain'

35km is nothing at all but once you start driving the temptation is to go out and about, its the whole point. You'd want to budget €30 or so per week on petrol. And then, repairs or maintenance. Unless you are handy, a simple service could set you back €200+ depending on what is needed. Tyres, sky is the limit if you want to buy a decent set. The list goes on.

Motoring is unfortunately expensive and there are people here in full time, professional employment who's motor costs would be a significant part of their pay packet.

TheDoc

I struggle to see age being a difference to be honest. I'm also on a provisional, 26 years of age and my last premium was €1500

My first policy, three years ago(maybe 4 keep forgetting) was €750. So it's risen year on year, even though I'm growing my no claims bonus and getting older. : /

I'm driving an Opel Astra 00 1.4L

I bought it of my mother, and I've put I'd say maybe 300 euro into it. Grated my Da looks after the family cars well, the money gone in was no biggy considering it is a 15 year old car.

I keep getting tempted to buy a new car, but just keep forgetting about it since I've had such little hassle with this

ironclaw

Doc, you'd want to check your insurance there. A 15 year old car was twice the price to insure as one of my newer cars. €1500 is crazy for 26, you should be closer to €700 fully comp.