7 penalty points

Specialun

Hi

I have 7 points.. 4 from speedvans (same stupid spot) and a 3 pointer under the new rules..i tried no nonscense and they have threshold of 6 points

Any1 know who accepts 7 points

corglass

Who else did you try?

Sligo1

Zurich

Cleveland Hot Pocket

nononsense only want cheap low risk business
John in his 1.0 new focus or something, anything else they decline.

Try looking at other insurers that advertise to a different risk profile. There was someone on radio nova that advertises looking for high performance cars or people with claims or driving bans. Im sure someone will remember the name, but that's beside the point - main thing is to look at insurers that will quote the "riskier" driver.

Specialun

Hi

Not tried many..tried zurich there..no quote online so asked me to ring

BMJD

I think quote devil mention something in their radio ads about insuring people with convictions and/or penalty points

Specialun

I tried axa there

They havnt asked for points..what would the story be there lads

Cleveland Hot Pocket

BMJD wrote: »

I think quote devil mention something in their radio ads about insuring people with convictions and/or penalty points

That's the company that I mentioned earlier that advertised on Nova... couldnt remember the name, cheers!

Del2005

Specialun wrote: »

I tried axa there

They havnt asked for points..what would the story be there lads

They'll ask somewhere before they take your money and if they don't unless you inform them that you have 7 PP then you've wasted your money as they'll most likely void the policy.

Cleveland Hot Pocket

Del2005 wrote: »

They'll ask somewhere before they take your money and if they don't unless you inform them that you have 7 PP then you've wasted your money as they'll most likely void the policy if you ever have an accident or make a claim.

fyp
Insurance companies happily will take your money, it's only if you need to claim that problems arise. Normally anyway.

efb

ARB insurance cover "high risk" drivers

Sligo1

Zurich defo will take you on with 7 or more points... Well they did for me back in day (when I was young... And slightly more stupid).

Pov06

Go down to First Ireland brokers, they'll sort you out

carzony

Pov06 wrote: »

Go down to First Ireland brokers, they'll sort you out

There a great company. I'v been with them 4 years now:)

smcgiff

carzony wrote: »

There a great company. I'v been with them 4 years now:)

They have the following criteria.

All Drivers should:
* be free of any convictions(Motoring Offences or Criminal Convictions), and have no prosecutions pending
* be free of any penalty points in the last 3 years
* not suffer from any medical condition which may affect their ability to drive, unless notified to and approved by the Licence authority
* not have had a proposal declined, cancelled, refused or special terms imposed by an insurer.

Specialun

Thanks for help guys

Zurich are not interested..So far this isn't going too well

Spook_ie

What can I do if I am unable to obtain motor insurance?

Insurance Ireland operates a Declined Cases Agreement, which is adhered to by all motor insurers in Ireland.

Under the agreement, the insurance market will not refuse to provide insurance to an individual seeking insurance, if he/she has approached at least three insurers and has not been able to obtain cover from them. In general, the insurer first approached will be required to provide the individual with a quote. It is therefore important that the proposer keeps a careful note of the order in which he/she approached each of the three companies.

Where an individual has held a policy within the previous three years, the insurance company concerned is obliged to provide the individual with a quotation. Again this is subject to the proviso that refusals have been received from three insurers (of which the previous insurer may be one).

The only grounds on which an insurer can refuse cover are where to provide insurance would be contrary to public interest.

The agreement is administered by a Committee made up of representatives of each of the companies who have signed the agreement. The Committee also includes a representative of the Consumers’ Association of Ireland and the Financial Services Ombudsman’s Bureau as external observers. If it is impossible to identify which insurer was the first approached for a quote, then a rota of insurers comes into effect and the Committee allocates the risk to the next insurer on the rota.

The Committee can also decide whether a quote is so high or the terms so excessive as to make the quote tantamount to a refusal, in which case it will review the matter.

For assistance regarding the Declined Cases Agreement, contact the Insurance Ireland’s Insurance Information Service.

Might be too early to consider this route but worth knowing about.
http://www.insuranceireland.eu/consumer-information/general-non-life-insurance/motor

Charlie19

I was insured by Britton.ie , I had 8 points on my licence.

Sligo1

Specialun wrote: »

Thanks for help guys

Zurich are not interested..So far this isn't going too well

O no . Don't know why they insured me so... Maybe it was because I got the points when I was already with them. Best of luck

paulmclaughlin

Charlie19 wrote: »

I was insured by Britton.ie , I had 8 points on my licence.

Brittons are a broker, not an insurer.

Charlie19

paulmclaughlin wrote: »

Brittons are a broker, not an insurer.

That's some life changing information.