Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie
Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

bank problems

  • 30-12-2014 9:05am
    #1
    undertaker fan 88
    Registered Users, Registered Users 2 Posts: 435 ✭✭


    Got a letter this morning off the bank saying I'm over drawn by 290€ and I need pay it immediatly as they can charge 10€ five times a day to try get it.How legal is this.I have no overdraft a bill was due to come out of my account but I hadn't the money to pay it so missed it but with no overdraft in place should my service just no tv have been canceled instead of this bill for 300? Wondering how they can do this


Comments

  • #2
    ct5amr2ig1nfhp
    Closed Accounts Posts: 5,019 ✭✭✭ct5amr2ig1nfhp


    Have you contacted your bank?

    In the past some banks have added an overdraft facility for being a good customer.


  • #3
    undertaker fan 88
    Registered Users, Registered Users 2 Posts: 435 ✭✭undertaker fan 88


    There open at ten just looking for some advise while I wait.I had no overdraft as when I tried take money out it said no funds and no overdraft in place


  • #4
    ct5amr2ig1nfhp
    Closed Accounts Posts: 5,019 ✭✭✭ct5amr2ig1nfhp


    Be interested to know the Bank and how you get on.


  • #5
    undertaker fan 88
    Registered Users, Registered Users 2 Posts: 435 ✭✭undertaker fan 88


    Aib yes I find it crazy to be honest there telling me I have to pay the 300 asap or can be charged up to 30€ a day I barely have €30 a day especially at Xmas


  • #6
    davo10
    Closed Accounts Posts: 6,926 ✭✭✭davo10


    OP you probably signed a mandate allowing the service provider to debit your account so no issue with provider, assuming the amount owed is correct. This is not an overdraft, you are overdrawn in your account and if you do not have an overdraft facility, the bank can hit you with penalties in line with the T&Cs of your account. It is in your best interest to contact the bank and arrange payment asap, any further transactions on your account will incur further penalties so check if you have anymore DDs due out in the coming weeks. If you are under contract with the service provider, cancelling that before the term is up may incur even more expense but the bank is the big one, it will hurt your credit rating if you miss payments to a banking institution.


  • Advertisement
Advertisement