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Claiming loss of wages

  • 27-11-2014 9:24am
    #1
    buckfasterer
    Registered Users, Registered Users 2 Posts: 2,198 ✭✭✭


    I recently injured myself playing football at the local community centre pitch, bad tackle and I came down and dislocated my shoulder putting me out of work for 6 weeks. I had to sign on as I don't reciece sick pay. I've been talking to a couple of people since and they said I should claim for loss of earnings from the centre on their public liability insurance. Is that right enough that I can do that? What are the procedures if so?


Comments

  • #2
    TOEJOE
    Registered Users, Registered Users 2 Posts: 199 ✭✭TOEJOE


    Sorry to see you were injured in a football match I assume it was an accident.How would you claim from the Center they were not negligent it was the person who crunched you who would be responsible,people play sport all the time and get injured. The game of Soccer would not be played if every one claimed when injured.
    Get well soon.


  • #3
    buckfasterer
    Registered Users, Registered Users 2 Posts: 2,198 ✭✭✭buckfasterer


    TOEJOE wrote: »
    Sorry to see you were injured in a football match I assume it was an accident.How would you claim from the Center they were not negligent it was the person who crunched you who would be responsible,people play sport all the time and get injured. The game of Soccer would not be played if every one claimed when injured.
    Get well soon.

    So the only option to me here is to claim from the guy who tackled me yes? What is the centres public liability for?


  • #4
    MarkAnthony
    Closed Accounts Posts: 6,934 ✭✭✭MarkAnthony


    Your team should be insured as should the other team. Claim from the relevant insurer but I don't think that's going to be the centre. As always though seek proper legal advice.

    In reply to your above post, if you can prove he was negligent, claim from him. However good luck with that.


  • #5
    buckfasterer
    Registered Users, Registered Users 2 Posts: 2,198 ✭✭✭buckfasterer


    MarkAnthony wrote: »
    Your team should be insured as should the other team. Claim from the relevant insurer but I don't think that's going to be the centre. As always though seek proper legal advice.

    In reply to your above post, if you can prove he was negligent, claim from him. However good luck with that.

    Unfortunately, we aren't an official team. Like a lot of people, I organise teams for friendlies against over 40's teams and for summer cups. Everything else is official, payment for pitch and referee.


  • #6
    MarkAnthony
    Closed Accounts Posts: 6,934 ✭✭✭MarkAnthony


    buckfasterer wrote: »
    Unfortunately, we aren't an official team. Like a lot of people, I organise teams for friendlies against over 40's teams and for summer cups. Everything else is official, payment for pitch and referee.

    Then you (don't) pay's yer money and takes yer chances. Most football teams are organised in the same fashion (no insurance), now I'm not normally one to jump on the anti-litigation bandwagon but in this case you really have to look at the effects of everyone who is injured playing football trying to make a claim.

    If it was an illegal tackle then perhaps there might be some merit to attempting to claim from the person that tackled you.

    Have you no insurance that you could fall back on?

    As I say - I'm more getting involved in this discussion from the point of view of 'what should be' if you want the cold hard facts of 'what is' you need legal advice which we can't give here; Personal Injury solicitor will quickly tell you if you have anything stateable.


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  • #7
    Beano
    Closed Accounts Posts: 3,357 ✭✭✭Beano


    buckfasterer wrote: »
    ... What is the centres public liability for?

    To cover them in case their own negligence causes injury to a member of the public.


  • #8
    Peregrinus
    Registered Users, Registered Users 2 Posts: 26,984 ✭✭✭✭Peregrinus


    buckfasterer wrote: »
    So the only option to me here is to claim from the guy who tackled me yes? What is the centres public liability for?
    It's to cover them if they have a liability to you - e.g. if your injury was caused by the state of the pitch, or a poorly-maintained goalpost falling on you, or electrocution from a faulty appliance in the changing rooms, or the like. The clue is in the word "liablity".

    What you want is no-fault insurance - insurance which will pay out if you at a loss, without it being necessary to identify someone who is liable. You can take that out yourself, if you wish, or your club or sporting association can. The owner of the premises you use can take it out, but why would he, any more than you would or the club would? You are the one who has an interest in taking it out, since it's your injury that is covered, and your club or sporting federation is in charge of the standards of play, fitness, etc, and so can manage and reduce the risk of injury. So it makes more sense that you or your club or association would put this cover in place.


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