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Insurance Question

  • 13-11-2014 2:24pm
    #1
    KCAccidental
    Closed Accounts Posts: 1,492 ✭✭✭


    Howdy lads,

    just a quick question regarding insurance. My grandfather has allowed me to use his car (Hyundai getz 06 1.1) as he doesn't use it too much anymore due to heart problems.

    Only problem is is that he is reticent to put me as a named driver on his insurance, as my uncle is already on the policy.

    He has said that if I can get my own policy, he'd have no problems.

    What are the chances of me getting cover on someone else car, bearing in mind this would be my first ever time getting car insurance?

    can't see myself having much luck or it being very cheap :mad:


Comments

  • #2
    Foxhole Norman
    Registered Users, Registered Users 2 Posts: 5,875 ✭✭✭Foxhole Norman


    Zero chance. The car has to be in your name for your own policy or be a named driver.


  • #3
    corktina
    Closed Accounts Posts: 17,733 ✭✭✭✭corktina


    ...or have an insurable interest....so you may be OK. Ask your broker


  • #4
    KCAccidental
    Closed Accounts Posts: 1,492 ✭✭✭KCAccidental


    yeah that's what I thought! cheers!


  • #5
    Foxhole Norman
    Registered Users, Registered Users 2 Posts: 5,875 ✭✭✭Foxhole Norman


    corktina wrote: »
    ...or have an insurable interest....so you may be OK. Ask your broker

    When I was ringing around a few months back everyone said the car had to be in my name, even with insurable interest.


  • #6
    coylemj
    Registered Users, Registered Users 2 Posts: 25,619 ✭✭✭✭coylemj


    corktina wrote: »
    ...or have an insurable interest....so you may be OK. Ask your broker

    'insurable interest' refers to an economic reliance on or part ownership of, like I am in a business partnership with 'x', he and I have complementary skills and the business would be in serious trouble if he dropped dead, hence I have an 'insurable interest' in him and would be allowed take out a life policy on him even though we are not related by blood or marriage.

    How can you have an 'insurable interest' in a car owned by somebody else?


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