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LPG and Insurance

  • 27-08-2014 9:22pm
    #1
    Registered Users, Registered Users 2 Posts: 4,792 ✭✭✭


    We have a couple of cars at home that we are considering having converted to LPG. Based on calculations both cars will offer massive savings after conversions with the best one returning on investment after 4-5 months! The question I have is; what the insurance implications of a conversion are? I've read a thread on here about a guy who had his insurance canceled by Axa because of a conversion and was wondering if anyone knows what companies allow LPG conversions and which don't. Any and all information would be appreciated.:)


Comments

  • Registered Users, Registered Users 2 Posts: 1,357 ✭✭✭jprboy


    I'm looking at doing a conversion myself and from reading other threads on here the general consensus is that most insurance companies have no problem with it once you can produce an Installation Certificate supplied by the installer.

    Best to check with the insurance company in advance, though.


  • Banned (with Prison Access) Posts: 1,380 ✭✭✭derry


    Third party insurance I cant see why the Insurnce company will have problems including AXA .
    Its the other elements fire and comprehensive that might be problems especially if is DIY conversion and with older or expensive cars .
    Also my info is most conversions are disappointing in cost saving yes there was saving but far less than expected .Natural gas as fuel has not got a good energy density reducing the saving possibilities. Some ars will have issues with valve scalding problems and some automatic gear boxes need frequent rebuild every 50.000 miles as the Natural gas causing extra vibrations to impact the gear box

    Derry


  • Closed Accounts Posts: 4,754 ✭✭✭oldyouth


    derry wrote: »
    Third party insurance I cant see why the Insurnce company will have problems including AXA .

    Any mechanical alteration to a vehicle which may affect performance (good or bad) or the integrity of the vehicle, is very much of interest to an insurer from a 3rd party point of view


  • Moderators, Business & Finance Moderators Posts: 17,858 Mod ✭✭✭✭Henry Ford III


    oldyouth wrote: »
    Any mechanical alteration to a vehicle which may affect performance (good or bad) or the integrity of the vehicle, is very much of interest to an insurer from a 3rd party point of view

    Carrying an extra tank of combustible fuel will interest them too. Might not affect the premium though.


  • Banned (with Prison Access) Posts: 1,380 ✭✭✭derry


    Looking the threads on boards on LPG seems that there is no real issues get a certified conversion done supply the report and go.
    Some hitches happen when talking to first line telephone operators about LPG who often supply wrong information. However seems when the victims talk to second line supervisors the problems are close to non best I can tell .

    What makes and engine size year model of cars are you planning to convert out of curiosity.

    Derry


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  • Registered Users, Registered Users 2 Posts: 4,792 ✭✭✭Ded_Zebra


    The main one that I'm looking to convert it a 1997 CLK200.

    The other one will be my new daily driver but I want to keep it quiet until I actually have it ;)


  • Registered Users, Registered Users 2 Posts: 3,670 ✭✭✭quadrifoglio verde


    Ded_Zebra wrote: »
    The main one that I'm looking to convert it a 1997 CLK200.

    The other one will be my new daily driver but I want to keep it quiet until I actually have it ;)

    Id contact unkel on your latter one


  • Registered Users, Registered Users 2 Posts: 4,792 ✭✭✭Ded_Zebra


    Id contact unkel on your latter one

    Oh does he have experience in that field? I'll get onto him when the time comes, cheers :)


  • Banned (with Prison Access) Posts: 7,102 ✭✭✭Stinicker


    I'm running LPG and insured with Axa directly from Axa not through a broker. Originally when I converted first I was insured with Axa through a broker and when I informed them of the conversion they cancelled my policy and tried to screw me on a €300 more expensive policy with a different company.

    I then got insurance with Setanta Insurance through a broker and I lost my policy back in April six months into it for the second year, I however initiated a Credit Card Chargeback and received back 50% of what I paid which was ok as I had already gotten 6 months of cover.

    I then got an online quote and then rang Axa direct to clarify about the LPG coverage and I was put through to their Lucan branch in Dublin and they insured me at a very competitive price and there was no problems with the car running LPG.

    Liberty Insurance are no longer competitive like the Quinn Direct days of old, Aviva and Axa are both worth trying. Forget brokers and go direct to the company and don't get insurance with some less known company like Setanta was and finally pay be credit card so you can do a chargeback like I did if there is every some issue like Setanta going burst.


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