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Parked Vehicles Insurance

  • 06-07-2014 3:51pm
    #1
    phatony
    Registered Users, Registered Users 2 Posts: 108 ✭✭


    Is it illegal to have a taxed vehicle parked on the public highway whilst uninsured?

    The registered owner has deceased.


Comments

  • #2
    Del2005
    Registered Users, Registered Users 2 Posts: 19,102 ✭✭✭✭Del2005


    Most likely. You are using the public road, parking is using, so the car needs insurance.


  • #3
    Pat Mustard
    Registered Users, Registered Users 2 Posts: 9,554 ✭✭✭Pat Mustard


    S.56 of the RTA has been amended, but it refers to insurance for use of vehicle in a public place.
    http://www.irishstatutebook.ie/1961/en/act/pub/0024/sec0056.html


  • #4
    hullaballoo
    Administrators, Entertainment Moderators, Social & Fun Moderators, Society & Culture Moderators Posts: 18,774 Admin ✭✭✭✭✭hullaballoo


    In what way could an unoccupied stationary vehicle give rise to a cause of action against its owner?

    The obligation to insure a vehicle is to indemnify the owner against claims arising from the use of the vehicle. If someone drives into a parked car, the owner of the parked car is certainly not liable.


  • #5
    magentis
    Closed Accounts Posts: 2,249 ✭✭✭magentis


    hullaballoo wrote: »
    In what way could an unoccupied stationary vehicle give rise to a cause of action against its owner?

    The obligation to insure a vehicle is to indemnify the owner against claims arising from the use of the vehicle. If someone drives into a parked car, the owner of the parked car is certainly not liable.

    If the car had damaged body work with a sharp edge and someone injured themselves.


  • #6
    Skatedude
    Registered Users, Registered Users 2 Posts: 2,674 ✭✭✭Skatedude


    if its on a public road, then it must be insured.
    It's not too likely to be involved in a claim, but not impossible.
    Say an electrical fault leads to a fire which spreads to other nearby vehicles?


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  • #7
    seamus
    Registered Users, Registered Users 2 Posts: 68,317 ✭✭✭✭seamus


    hullaballoo wrote: »
    In what way could an unoccupied stationary vehicle give rise to a cause of action against its owner?
    Handbrake fails, car rolls out into the road and flattens a child.


  • #8
    Pro Hoc Vice
    Closed Accounts Posts: 6,087 ✭✭✭Pro Hoc Vice


    hullaballoo wrote: »
    In what way could an unoccupied stationary vehicle give rise to a cause of action against its owner?

    The obligation to insure a vehicle is to indemnify the owner against claims arising from the use of the vehicle. If someone drives into a parked car, the owner of the parked car is certainly not liable.

    The law requires a vehicle used in a public place to be insured, (cars have been know to blow up and stuff) use is also defined as parked.


  • #9
    hullaballoo
    Administrators, Entertainment Moderators, Social & Fun Moderators, Society & Culture Moderators Posts: 18,774 Admin ✭✭✭✭✭hullaballoo


    Fantastic.


  • #10
    slimjimmc
    Registered Users, Registered Users 2 Posts: 7,786 ✭✭✭slimjimmc


    The Mustard wrote: »
    S.56 of the RTA has been amended, but it refers to insurance for use of vehicle in a public place.
    http://www.irishstatutebook.ie/1961/en/act/pub/0024/sec0056.html

    From the above link
    “use”, in relation to a vehicle, includes park, and cognate words shall be construed accordingly;


  • #11
    pablo128
    Closed Accounts Posts: 6,219 ✭✭✭pablo128


    Well who the hell are they going to prosecute for having no insurance on it?

    What kind of car is it, out of interest?


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  • #12
    Victor
    Registered Users, Registered Users 2 Posts: 78,580 ✭✭✭✭Victor


    hullaballoo wrote: »
    In what way could an unoccupied stationary vehicle give rise to a cause of action against its owner?
    Dangerous parking that resulted in a collision.
    pablo128 wrote: »
    Well who the hell are they going to prosecute for having no insurance on it?
    The owner, which may currently be unclear.

    Of course, they just might tow it, which could incur rapidly rising charges.


  • #13
    pablo128
    Closed Accounts Posts: 6,219 ✭✭✭pablo128


    Victor wrote: »
    Dangerous parking that resulted in a collision.The owner, which may currently be unclear.

    Of course, they just might tow it, which could incur rapidly rising charges.
    I can tell you now, having had cars 'abandoned' outside my mothers house, once they have a valid tax disc and are not obstructing anything, they will not be lifted. And this was after having the guards out, and contacting the council.

    I'm not sure why the OP is asking. Are they wanting the car shifted, or is it a relatives car they are concerned about?


  • #14
    slimjimmc
    Registered Users, Registered Users 2 Posts: 7,786 ✭✭✭slimjimmc


    Victor wrote: »
    Dangerous parking that resulted in a collision.The owner, which may currently be unclear.

    Of course, they just might tow it, which could incur rapidly rising charges.
    The registered owner is deceased. Could the executor of the estate be held liable?


  • #15
    magentis
    Closed Accounts Posts: 2,249 ✭✭✭magentis


    slimjimmc wrote: »
    The registered owner is deceased. Could the executor of the estate be held liable?

    Yes.


  • #16
    Santa Cruz
    Banned (with Prison Access) Posts: 3,126 ✭✭✭Santa Cruz


    Skatedude wrote: »
    if its on a public road, then it must be insured.
    It's not too likely to be involved in a claim, but not impossible.
    Say an electrical fault leads to a fire which spreads to other nearby vehicles?
    Someone sets the car on fire and the fire spreads to adjacent cars. Owner of first car will be responsible. Stupid but it's the policy insurance companies follow


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