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Car Insurance renewal

  • 23-06-2014 6:02pm
    #1
    Registered Users, Registered Users 2 Posts: 25


    I received my new quote for renewal of car insurance. It is expensive as i was in an accident 5 years ago but the claim was only settled in recent months so i lost my 5 years no claims bonus. My renewal was 750e but when i got a new quote online from same company it was 500e. Does anyone know, is it legal to say I dont want to renew my insurance and then start off as a new customer as i have no no claims bonus anyways. Any help is appreciated. thank you


Comments

  • Moderators, Science, Health & Environment Moderators Posts: 23,243 Mod ✭✭✭✭godtabh


    just buy the cheapest once all facts have been declared to the insurance company


  • Registered Users, Registered Users 2 Posts: 25 Speaksthetruth


    thanks godtabh, I just want to make sure its legal first. I dont want to give them a chance to cancel on me. :)


  • Moderators, Science, Health & Environment Moderators Posts: 23,243 Mod ✭✭✭✭godtabh


    as long as you declare all previous convictions, pp et etc and arent trying to commit fraud there is no issue


  • Closed Accounts Posts: 445 ✭✭GoodLord


    online quotes are usually cheaper.why not just tell them you are going for the online quote. they will know of your history .
    is it legal to say I dont want to renew my insurance
    you are not obliged to renew it with them

    and if you you do not claim you have a ncb on the online how would it be illegal


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