Funding 2nd degree

Alice22

I was interested in knowing how exactly people fund themselves to do second degrees. I have just been accepted onto my course of choice as a mature student. I already have a level 8 degree. And I roughly worked out that 4 years of study in Dublin will amount to about 75 to 80,000 euro! As college fees are 8,500eur per year. then living costs etc. Currently trying to set up a meeting with my bank, and wondering what my chances are. Does anybody know of any loan types that suit 2nd degree doers?? Would love some insights. Many thanks.

Cravez

Can you study your course in a part-time capacity? Fee's are usually reduced for part time degree's (you'll probably pay half of what full time fees are) and you can claim 20% of the fees back. Also doing it part-time can allow you to pursue more hours for work to help you in regards rent/food/bills etc

Alice22

Thank you for your reply Cravez, no, unfortunately I cannot study the course part-time as they do no not offer that option. But thanks for your suggestion!

Marvel80

I have a family member who pays the yearly fees & I will pay these back after I qualify, my partner pays my college expenses. Its extremely tight as I live away from him for college and am doing a full on course that allows little flexibility for part-time work and I have been unable to find summer work either. If your paying college fees & working you can claim tax relief or if a family member pays they can do the same. A girl in my class gets a loan every year from her bank to pay fees and pays it off over the college year to have it cleared by the following August, also some banks do specialist loans for certain courses like medicine, podiatry etc check on the websites for preferential loans. Best of luck with it I've just completed my 3rd year but without all my family & friends helping it wouldnt have happened! Oh and just to let you know I have heard of peopel who just didnt say they had previous Degrees on any paperwork no one checked and they were not charged full fees, its a big risk that I wouldnt take but that person studied in the UK previously...

Alice22

Thank you for your post Marvel80 That is helpful!

spurious

I would strongly suggest NOT trying to defraud the system by claiming you do not have a degree already.

Alice22

Don't worry - I'm not going to try that!