Has anybody else's insurance premium gone way up in 2014?

01902

My renewal came through the post, rang them up to ask if that was defiantly the best price was told absolutely. Went on their website and got a quote e80 cheaper, rand them back, oh yes we can do it for that price. No nonsense.ie. The renewal was cheaper than last year though.

Bruthal

Jesus. wrote: »

I don't see any point putting in a claim if your damaged/wrecked car is a banger and it meant losing your NCB.

Would anyone else agree with that?

Im sure they would, but when you damage someone else`s car or property, it wont be your choice not to claim.

Bruthal

fl4pj4ck wrote: »

535 -> 950 with 123.ie 5 years NCB, 1.6 Avensis
ditched them on the spot, and after signing up with AXA got an email with quote that was e7 lower than offered by AXA

275 last year, 605 this year with them as well. Having a laugh they are.

bidiots

Col200sx wrote: »

To follow up on this......

Spent a while ringing up companies for quotes.

I've tried: AXA, Allianz, AIG, Aviva, 123.ie, Chill, Liberty, FBD, One Direct and Zurich.

The honour of most expensive quote goes to Liberty with a staggering €889 for TPFT :eek:

But surprisingly Aviva gave the lowest quote, with €355.

So even being a jump from €272 last year to €355, I'm happy enough considering original renewal was €625 from 123.ie and many on here saying all premiums have gone up.

AA might be worth a try, might work out cheaper to purchase membership+ins....

Jesus.

Bruthal wrote: »

Im sure they would, but when you damage someone else`s car or property, it wont be your choice not to claim.

That's why I said "your damaged or wrecked car"

Obviously not theirs

Jesus.

Lads, just went over from 123 to AA. The bloke said he wants the no claims bonus emailed to him and said that it should be on the renewal email I got from 123. I can't see anything about my no claims on 123's renewal email, just the cost of the new premium and how to contact them to pay it etc.

Should I just forward this email to AA and they get the no claims bonus details from it somehow? Is that what they actually want?

thomas anderson.

Jesus. wrote: »

Lads, just went over from 123 to AA. The bloke said he wants the no claims bonus emailed to him and said that it should be on the renewal email I got from 123. I can't see anything about my no claims on 123's renewal email, just the cost of the new premium and how to contact them to pay it etc.

Should I just forward this email to AA and they get the no claims bonus details from it somehow? Is that what they actually want?

Should be an attachment in the email with the new policy.

No claims is on the 4th page iirc

Bruthal

Jesus. wrote: »

Lads, just went over from 123 to AA. The bloke said he wants the no claims bonus emailed to him and said that it should be on the renewal email I got from 123. I can't see anything about my no claims on 123's renewal email, just the cost of the new premium and how to contact them to pay it etc.

Should I just forward this email to AA and they get the no claims bonus details from it somehow? Is that what they actually want?

I got a pdf attachment in their renewal invitation email.

The NCD details document was on page 5 of the pdf.

Jesus.

I can't see it lads. This is the email:

Your Car Insurance Is Due For Renewal
Dear Jesus,
This is just a quick reminder that your Car Insurance policy number XM7****** is due for renewal on
26 June 2014.
The cost of this is €479.95.
Remember your policy includes
24 Hour Breakdown Assistance and Step Back No Claims Discount protection.
Car Icon
Renew online and be in with a chance to win €1000
To renew your policy with 123.ie:
Mouse Icon Online
You can now renew in 3 easy steps simply by clicking here .
Alternatively:
Phone Icon By Phone
Call us on on 01 241 8519 Monday – Friday: 9am – 8pm, or Saturday: 9.30am – 6pm and pay with your debit or credit card or set up an instalment plan.
Mail Icon By Post
Pay your renewal by posting a cheque with your policy number (XM7*****) written on the back to 123.ie, Mountainview, Central Park, Leopardstown, Dublin 18.
Renew now to make sure you stay protected!

If you need any help just call one of our experts here in Leopardstown. And don’t forget to renew your policy as you won’t be covered after your renewal date unless we receive payment.

123.ie’s Car insurance is provided exclusively by RSA Insurance Ireland Limited.

All the best,

Orla Kelly


Directors: A. Holmes (Managing), P. Kierans

123 Money Ltd. trading as 123.ie is regulated by the Central Bank of Ireland
Postal Address: 123.ie, PO Box 12123, Dublin 18.
Registered Office: RSA House, Dundrum Town Centre, Sandyford Road, Dundrum, Dublin 16.
Registered in Ireland Number: 323099

This email is confidential and is intended exclusively for the person(s) named above. If it has been delivered to you by mistake, please notify the sender and then delete this email. If you are not the intended recipient or a representative of the intended recipient, you have received this email in error and must not copy, use or disclose the contents of this email to anybody else.

Bruthal

Email or call and ask them to send the no claims letter.

Jesus.

Will do. Cheers

Jesus.

PS I clicked on the renewal icon and a page came up with all my details along with this:

About Your Cover
Renewal Date:
26 Jun, 2014
Policy Number:
794*****
Policy:
Comprehensive Extra
Bonus Years:
6
Bonus Protection:
Step Back
Car Legal Assist:
No
Keycare:
No

Would forwarding that on be okay, no?

Cleveland Hot Pocket

Mine went up this year (renewal was on my Skoda) with Britton's insurance, up to €950 from €600 last year - and that was fully comp on an e60 535d. 50% increase from a 535d to a Skoda Superb? Ridiculous.

Got a quote of €680 from Liberty, called them and got it down to €608. Went with that.

Jesus.

What do you reckon Cleve? Is that thing above what they're looking for?

Cleveland Hot Pocket

Jesus. wrote: »

What do you reckon Cleve? Is that thing above what they're looking for?

In my experience insurance companies don't accept emails as proof of NCB. You get a cert of NCB with your renewal offer and in my experience this letter is all the other companies will accept.

Jesus.

He said all he wanted was the email and 123 don't post out renewal letters (at least they never have to me), just emails.

bazz26

If you didn't get a hard copy of your NCB schedule in the post then it maybe attached to the email usually in the shape of a .PDF file. I'd imagine that they will want a copy of that .PDF file.

JohnCleary

Aviva renewal: 898

Rang them up, got it down to: 670

Quote from AIG: 599

Polietely told Aviva I won't be renewing. I'll keep shopping and ring a few brokers to see if I can get it down any further.

Jesus.

123 cost me 358 last year but went up to 480.

I've gone with AA this time for 414.

PlainP

Jesus. wrote: »

Lads, just went over from 123 to AA. The bloke said he wants the no claims bonus emailed to him and said that it should be on the renewal email I got from 123. I can't see anything about my no claims on 123's renewal email, just the cost of the new premium and how to contact them to pay it etc.

Should I just forward this email to AA and they get the no claims bonus details from it somehow? Is that what they actually want?

Just email 123 and get them to send you your NCB. That's what I did, just email this to your new insurance company with your driver licence scan and you'll be good to go.

jimgoose

Jesus. wrote: »

123 cost me 358 last year but went up to 480.

I've gone with AA this time for 414.

Furkers still rode you.

Galwayguy35

€430 fully comp on a TDI Golf, cheaper than last year so happy enough with it.

A2LUE42

Over25.ie. Its4women.ie. presume they have other names too. Policy with AIG. By far the cheapest this year. Seems AIG are chasing market share.

I used over25.ie to get a quote. A few days later I got an email from them with a €30 off code that brought my fully comp with step back on a 1.8 petrol to under €300. With windscreen cover and a few other bits.