Teaser bull

john8984

Had a problem with a teaser bull. Turns out he put most of the cows in calf, the operation was not done properely by vet. Now I have to make a claim on the vets insurance.
Has any one been through this claim process. how did you go about it, what did you claim for, how much ? and how did you make valuations etc ?
What type of losses, espenses, costs etc did you look for.
Has anybody heard of how a claim like this worked out.
Thanks for any information.

freedominacup

john8984 wrote: »

Had a problem with a teaser bull. Turns out he put most of the cows in calf, the operation was not done properely by vet. Now I have to make a claim on the vets insurance.
Has any one been through this claim process. how did you go about it, what did you claim for, how much ? and how did you make valuations etc ?
What type of losses, espenses, costs etc did you look for.
Has anybody heard of how a claim like this worked out.
Thanks for any information.

Is the vet contesting the case?

Base price

Maybe if you could give a little more info. Are they dairy stock or sucklers, purebreds etc.

freedominacup

Did you test the bull before you put him to work? If you did then at least part of your claim is with the lab who did the test. If you didn't then I'd say you have some fault to bear yourself in this case. Normally in a civil case you win or lose on "the balance of probabilities", because you're case might take away a professionals livelihood completely and at the very least wil compromise his ability to make a living at his profession the burden of proof is a lot higher. In these cases it goes to the criminal standard and higher, you are now looking at "beyond a reasonable doubt" to prove your case the same as a murder trial. This would be a hard case to get a clear cut win in and if you do win the assessmment of your losses could leave you disappointed.

keep going

Our vets send off the chords to check thry are correct otherwise insurance wont cover it

onyerbikepat

Moral of the story - Use a good quality animal as a teaser. You might just be looking at his calves in 9 monts time.

Were both cords tested in the Lab?

john8984

freedominacup wrote: »

Is the vet contesting the case?

no, the insurance co. has accepted that compensation is payable, now down to how much and how to value losses which is from suckler cows with all progeny sold as commercial weanlings, which I have often sold for up to more than €1300.00 in previous years.

john8984

Base price wrote: »

Maybe if you could give a little more info. Are they dairy stock or sucklers, purebreds etc.

commercial sucklers, progeny sold as weanlings which I have often got more than €1300.00 for in previous years.
I also keep some replacements for breeding from the herd some years.

john8984

freedominacup wrote: »

Did you test the bull before you put him to work? If you did then at least part of your claim is with the lab who did the test. If you didn't then I'd say you have some fault to bear yourself in this case. Normally in a civil case you win or lose on "the balance of probabilities", because you're case might take away a professionals livelihood completely and at the very least wil compromise his ability to make a living at his profession the burden of proof is a lot higher. In these cases it goes to the criminal standard and higher, you are now looking at "beyond a reasonable doubt" to prove your case the same as a murder trial. This would be a hard case to get a clear cut win in and if you do win the assessmment of your losses could leave you disappointed.

No the bull was not tested before he was put to work as I assumed the operation was carried correctly. I did have him semen tested when the problem came to light.
The vets insurance co. have accepted that compensation is due and now is at the stage of calculating the value of the losses. costs and expenses.
I am not sure if the vet submitted the samples from the cords to a lab for testing

Rovi

I'd suggest you engage a professional agricultural advisor to calculate the value of your claim.
As you say, the vet's insurance has accepted liability and this is now all about the level of compensation.

That's going to be the difference in value, at the time you would normally sell them, between the existing progeny of the bull vs. the progeny of the intended bull.

It's all going to be a bit of one person's opinion as against another's, but provided all parties involves are reasonable in their expectations, it shouldn't be too difficult to come to a mutually agreeable figure.