What will happen?

robertxxx

If i cancel my upc contract by removing the direct debit from my bank account and give upc the two fingers.

Who here has done this and what was the outcome.

Not just with upc but sky, eircom, esb, etc...

wobbles-grogan

Depends if your under a contract or not.

If you signed a contract to pay them for 12 months, only pay for 6 and stop, they could give you the two fingers also and bring you to court!

Penny Tration

Depending on the amount you owe on your contract, they'll take you to court and get a judgement against you, eventually.

waraf

I'm open to correction on this but my guess would be a black mark on your credit rating at the very least

SEPT 23 1989

they will do nothing apart from sending you a few threatening letters if the debt is under a grand

two finger away

AnonoBoy

There's a 'closing fee' of 200 euro or thereabouts with UPC I believe. That's what? About 4 months.

Give them a sob story and they might just let you close it if you don't owe them anything at the minute.

But if you want to feel like you're sticking it to the man you can while you're giving them the sob story on the phone silently give them two fingers.

The King of Moo

Craig Doyle's gonna f*ck you up.

biko

I did it, typing this with my toe from a hospital bed.

Graces7

i dont pay anything by direct debit. they cannot force you to do so. digiweb tried that. i pay each month now.

Mr.McLovin

they do sweet FA but send out nasty letters from a debt collection company

AnonoBoy

Graces7 wrote: »

i dont pay anything by direct debit. they cannot force you to do so. digiweb tried that. i pay each month now.

I pay each month too. But by direct debit.

For a forgetful fellow like me what's the benefit of not going the direct debit route would you say?

WoollyRedHat

If you do this, a satellite will fall from the Sky and hit you.

donegal__road

what if you suddenly had to emigrate? serious question..

Gran Hermano

You'll end up with a pair of concrete boots and sleeping with the fishes.

PizzamanIRL

They will cancel your service
Then they send you the bills
They send the bill for the full amount that they would have got if you stayed for the whole contract
They keep sending the bills
They wills send 3 or 4 'FINAL NOTICE' letters
Then they threaten with court
Then they sell their debt to a debt recovery service
They will also send bills looking for the money

Solution? Ignore everything.

*Wasn't me. I wouldn't get myself into a long ass contract

ArtyM

biko wrote: »

I did it, typing this with my toe from a hospital bed.

They let you keep your toe. Must have liked you.

Sent from iPhone, typed with face.

pundy

Just ignore everything they send you.

and hope for the best

magicmushroom

It would depend on the amount - in the company I work for we only go legal (judgement etc) if the debt is over €500.00.

If it's under, it goes to a debt collection agency who chase you for a month and if no joy, it gets written off.

Graces7

AnonoBoy wrote: »

I pay each month too. But by direct debit.

For a forgetful fellow like me what's the benefit of not going the direct debit route would you say?

digiweb send an email invoice and blueface, my ip phone co a reminder.

no way will i allow automatic dds.

worst thing for me was the battle with vodafone. got a refund of over e700 they had taken wrongly, then was still in dispute when they disconnected me with no warning. i am disabled and need phone contact.

so i changed to blueface; excellent rates for my needs.

just before i left that house had a nasty solicitors letter from vodafone, with a bill for over e1,000, as they had kept charging rental etc for i think 18 months even though they had disconnected me.

i wrote back...another letter arrived the day before i moved so i did the only possible thing and left , leaving no forwarding address,,,

since then no automatic direct debits...life is too short for the hassles.

Femme_Fatale

Grrr... people who use a service but feel it's a terrible injustice that they have to pay for it... simply because they don't want to...

unkel

+1 Femme Fatale.

Some nice cavalier advice here. Shure don't pay your bills, they won't come after you! Maybe they won't, but they probably will (or sell it on to an agency that will) and eventually you could very well end up having to pay multiples of what you owed, or worse: having a fukced credit rating so you won't be able to get a mortgage to buy a house

Karma can bite back

Femme_Fatale

I guess if people don't pay for a few hundred, nothing will happen to them, but the sense of entitlement (which boils down to "I'm not paying for the service I used and whose terms I originally agreed to... because I don't want to") is just... aaaah!
If they set up their own business and people decided not to pay them "because they didn't want to" (which does happen) I'm sure they'd be cool with it.

RayM

I had to cancel a 12-month contract with UPC a few years ago, and I think the cancellation fee was around €100. Even if there weren't any consequences of not paying, I'd hate to be one of those people who casually leaves a trail of unpaid bills wherever they go.

donegal__road

years ago, a friend of mine was living and working in England.. he ran up a credit card bill of over £2,500, then his job finished and he had to move back to Ireland. Almost a year later he received a phone call from a debt collection agency acting on behalf of the credit card company.

When he told them he had moved back to Ireland, they asked him was he planning on returning to the jurisdiction to which he replied no. They then said that the were formally writing off the debt.

PizzamanIRL

donegal__road wrote: »

years ago, a friend of mine was living and working in England.. he ran up a credit card bill of over £2,500, then his job finished and he had to move back to Ireland. Almost a year later he received a phone call from a debt collection agency acting on behalf of the credit card company.

When he told them he had moved back to Ireland, they asked him was he planning on returning to the jurisdiction to which he replied no. They then said that the were formally writing off the debt.

This is exactly what will happen.

That's why companies have a 'bad debts' figure in their financial accounts.