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Setting up a PRSA

  • 28-03-2014 10:29am
    #1
    Thanos
    Registered Users, Registered Users 2 Posts: 1,389 ✭✭✭


    Is there any website that lists the different charges of the different providers in an easy to view (and understand) format?

    Even when you go into some of the providers websites it can be hard to find the actual charges.

    If anybody has any other info on setting them up, or personal experience with a provider I would love to here it also, either in reply or by PM

    Thanks.


Comments

  • #2
    NewCorkLad
    Registered Users, Registered Users 2 Posts: 961 ✭✭✭NewCorkLad


    I dont know of any wedsite listing out the charges.

    With PRSA's you are looking at 2 charges the Annual Management Charge (AMC) generally 1% of the fund value and the allocation charge which will depend on who you set it up through, the banks generally charge 5% of the premium which is the maximum charge. You should be able to get a better allocation charge if you go through a broker depending on how much you are planning on contributing.


  • #3
    digzy
    Registered Users, Registered Users 2 Posts: 3,049 ✭✭✭digzy


    Avoid prsa's like the plague. The charges alluded to by the previous poster are shocking. Get a personal pension, via a direct debit monthly for best value. Watch out for the allocation rate and the mgmt charge.


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