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International payments

  • 23-03-2014 10:38am
    #1
    Stamply
    Registered Users, Registered Users 2 Posts: 119 ✭✭


    Hi Guys,

    If you're launching a site to sell internationally, with potentially half the market being in China, and taking payments between €15 and €50 yearly subscriptions at unknown volumes, what is the best payment processor?

    I suppose the setup cost of WorldPay/Realex is an issue, including merchant account and development costs are slightly higher than with PayPal. But are WorldPay & Realex accepted in China without restriction?

    I Googled and there doesn't seem to be any restriction on PayPal, but what about using Realex for Chinese transactions?

    I presume a Startup with no trading history isn't going to get a merchant account anyway, right?

    Would anyone recommend Stripe? If you're based in Ireland you can accept Chinese currency, but would a Chinese person trust it?

    Has anyone here experience in this?


Comments

  • #2
    rovoagho
    Banned (with Prison Access) Posts: 1,151 ✭✭✭rovoagho


    Stripe can be implemented transparently. I use Stripe as my primary using JS, with PayPal as a secondary option for brand recognition, and I recommend the same to my development customers. However I'm almost certain there's a PayPal equivalent in China that might be better for you as a secondary option.


  • #3
    Stamply
    Registered Users, Registered Users 2 Posts: 119 ✭✭Stamply


    Thanks, that is Alipay apparently...


  • #4
    jimmii
    Registered Users, Registered Users 2 Posts: 14,810 ✭✭✭✭jimmii


    Alipay probably your best bet for attracting a Chinese buyers as its a name they are going to trust due to who is behind it.


  • #5
    Stamply
    Registered Users, Registered Users 2 Posts: 119 ✭✭Stamply


    Anyone any experience setting up Alipay? Is it much of a headache?


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