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provident loans

  • 03-03-2014 7:01pm
    #1
    brem
    Registered Users, Registered Users 2 Posts: 2 ✭


    Hi has anyone ever got a loan from provident? My agent was recently sacked and nobody has called for repayments since i was just wondering where i stand is it my responsibility to pay in their office or is it theirs to collect the money?


Comments

  • #2
    Gatling
    Registered Users, Registered Users 2 Posts: 40,291 ✭✭✭✭Gatling


    They usually send someone to collect ,we had the same issue a few years back ,
    Wouldn't do any harm ringing your local office
    360_F_102352090_ie3kLjDIvgrT1sxVDknWCUh8PxgMYzM7.jpg




  • #3
    brem
    Registered Users, Registered Users 2 Posts: 2 ✭brem


    Gatling wrote: »
    They usually send someone to collect ,we had the same issue a few years back ,
    Wouldn't do any harm ringing your local office

    My agent was sacked tho :) so I'm wondering should i sing dumb until they send someone??


  • #4
    foggy_lad
    Closed Accounts Posts: 20,373 ✭✭✭✭foggy_lad


    brem wrote: »
    My agent was sacked tho :) so I'm wondering should i sing dumb until they send someone??
    No, you should contact them immediately or they will add extra interest onto your repayments for late payments. You will find that it is your responsibility to pay them according to the agreement and the collector is only there to make things easier for them by ensuring a higher repayment rate.


  • #5
    dbrunson
    Registered Users, Registered Users 2 Posts: 212 ✭✭dbrunson


    foggy_lad wrote: »
    No, you should contact them immediately or they will add extra interest onto your repayments for late payments. You will find that it is your responsibility to pay them according to the agreement and the collector is only there to make things easier for them by ensuring a higher repayment rate.
    Wrong. You wont have extra interest to repay . But you will have arrears and any weeks you miss will show on your history and may affect future borrowings. You could post payment to your local office or deliver in person. Obv if posting send a postal order and photocopy same for proof.


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