blocked phone

tonyheaney

hi guys I need information about unlocking a phone can any one help? i lost my phone n January in limerick and when i returned home i went to Vodafone and did the lost and block thing. I got a new phone on my insurance for €100 (some how i feel robbed as i could buy one for just as much im sure) and went about happyish. Last night my phone was returned to me and i gave it to my wife but its blocked. Vodafone said it was unblocked by them but my insurance blockedit too. im told the old phone is the property of the insurers but i paid 100 quid and feel its mine. is there a way to unblock it?

whomitconcerns

It's their property now, not yours. You have a replacement, I would imagine it's in the terms of your claim.

D3PO

you dont own that phone its the insurance companies.

tonyheaney

makes me wonder why i pay my insurance, time to cancel it asap

mitosis

Why? They paid you for the loss of the phone. You are not at a loss for the phone if you have it - if anything they should be getting their money back. I'm curious to know how you got the phone back.

Riamfada

tonyheaney wrote: »

makes me wonder why i pay my insurance, time to cancel it asap

You pay insurance to lower the replacement cost from the full value of the phone to the excess. Im assuming it was the excess you paid (although 100 euro seems very high).

slimjimmc

tonyheaney wrote: »

makes me wonder why i pay my insurance, time to cancel it asap

Look at it this way, would you also expect to keep your previously stolen car if it was recovered to you after the insurance paid out for the loss?

Insurance is there to compensate for loss. If the recovered phone is of particular importance to you then you may be able to buy it from the insurer, or negotiate the return of the replacement.

tonyheaney

Genuinely lost not any way illegally i assure you, i had paid €10 for the past 14 months so i have paid them twice over.

Fred Swanson

This post has been deleted.

slimjimmc

tonyheaney wrote: »

Genuinely lost not any way illegally i assure you, i had paid €10 for the past 14 months so i have paid them twice over.

You paid for the comfort of a policy which would replace the phone, not for the replacement phone itself (though that may have been cheaper )

Riamfada

tonyheaney wrote: »

Genuinely lost not any way illegally i assure you, i had paid €10 for the past 14 months so i have paid them twice over.

The way I read this is that you were trying to get a new phone on the cheap because you are "paying the insurance anyway" so you perceive yourself to be entitled to one. Now you are miffed because the original one is has been blocked by the insurance company, which is standard practice.

I think its called fraud.

freshpopcorn

tonyheaney wrote: »

makes me wonder why i pay my insurance, time to cancel it asap

Do you know how issuance works? Not being smart with you I'd recommend you read you policy.

tonyheaney

Riamfada wrote: »

The way I read this is that you were trying to get a new phone on the cheap because you are "paying the insurance anyway" so you perceive yourself to be entitled to one. Now you are miffed because the original one is has been blocked by the insurance company, which is standard practice.

I think its called fraud.

soo if the fone was found your saying i was the one who "lost it" for a small while is it? right and i would write this up with my name on my op

L1011

You can "feel" what you want, you don't own that phone anymore. Their phone, their choice what to do with it.