Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie
Please note that it is not permitted to have referral links posted in your signature. Keep these links contained in the appropriate forum. Thank you.

https://www.boards.ie/discussion/2055940817/signature-rules
Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

Car insurance

  • 01-02-2014 4:24pm
    #1
    pgill1
    Registered Users, Registered Users 2 Posts: 1 ✭


    my father is insured on a 1.4 vw golf, is it possible for me to also be insured on this car with a different insurance company?


Comments

  • #2
    corktina
    Closed Accounts Posts: 17,733 ✭✭✭✭corktina


    Would be cheaper if you were a named driver I'd say


  • #3
    paulmclaughlin
    Closed Accounts Posts: 1,299 ✭✭✭paulmclaughlin


    Only the only of a car can insure said car.


  • #4
    djimi
    Registered Users, Registered Users 2 Posts: 13,237 ✭✭✭✭djimi


    No. A car can only have one insurance policy on it at a time.


  • #5
    biko
    Registered Users, Registered Users 2 Posts: 81,220 ✭✭✭✭biko


    The owner insures the car. He/she then names another driver.


  • #6
    ironclaw
    Registered Users, Registered Users 2 Posts: 8,004 ✭✭✭ironclaw


    Only the owner can insure a car and only one policy can exist on the car. You can of course be a named driver.

    Personally I'd love if it was possible to take out a personal car insurance policy i.e. On you, not a specific car. Happily pay for the privilege because there is upwards of 5 cars I occasionally would have to drive. Wouldn't be that hard to implement and as regards a disk, you could just be issued a credit card style cert for your wallet.


  • Advertisement
  • #7
    djimi
    Registered Users, Registered Users 2 Posts: 13,237 ✭✭✭✭djimi


    ironclaw wrote: »
    Personally I'd love if it was possible to take out a personal car insurance policy i.e. On you, not a specific car. Happily pay for the privilege because there is upwards of 5 cars I occasionally would have to drive. Wouldn't be that hard to implement and as regards a disk, you could just be issued a credit card style cert for your wallet.

    The problem with that is the driver is only part of the risk. They could do this with a third party only policy, as it doesnt make a whole pile of difference what you are driving as they wont be covering it, but for fully comp they would need to know what the car in question is when it comes to pricing the policy.


  • #8
    ironclaw
    Registered Users, Registered Users 2 Posts: 8,004 ✭✭✭ironclaw


    djimi wrote: »
    The problem with that is the driver is only part of the risk. They could do this with a third party only policy, as it doesnt make a whole pile of difference what you are driving as they wont be covering it, but for fully comp they would need to know what the car in question is when it comes to pricing the policy.

    Well, its pretty easy to factor that into the price of the policy. You want to drive anything? Well you pay for it. I'd be happy to. My premiums / quotes have been anywhere between €500 and €2000. And over 25, it doesn't seem to matter a whole lot unless its something super rare or exotic. Definitely a market for it, in my opinion anyway.


  • #9
    iamspeed
    Registered Users, Registered Users 2 Posts: 2 ✭iamspeed


    <Please do not sign up to promote a business.
    PM me if you have questions
    Biko, moderator>


Advertisement