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Mortgage interest supplement (M.I.S)

  • 17-01-2014 4:32pm
    #1
    Barrel
    Registered Users, Registered Users 2 Posts: 121 ✭✭


    Hi I got a letter from the welfare saying that my M.I.S payment is being reduced ...

    "From Jan 2014 there is a change in the minimum contribution payable to couples in receipt of M.I.S towards their mortgage interest.

    Department records show that a social welfare payment in respect of a couple is being made to your household. As a result of this change, your M.I.S is being reduced from €90.67 to €69.07 per calender month from Jan 2014"

    My question is that although my partner and I are living together the last couple of years as a cohabiting couple and I am claiming for her on my JSA the past year or so, She does not have a mortgage, the mortgage that I took out 14 years ago is in my name only,

    So does this new change actually apply to me?


Comments

  • #2
    mp22
    Moderators, Business & Finance Moderators, Regional South Moderators Posts: 6,854 Mod ✭✭✭✭mp22


    As you are claiming JSA as a couple,your MIS claim will be treated the same way.


  • #3
    jimmy 2
    Registered Users, Registered Users 2 Posts: 14 ✭jimmy 2


    im wondering is there anybody out there in the same boat as i am
    my husband was claiming mis for nearly 5 years as he was on invidalty penision both were cut off last august mis was cut off because of changes in the budget married couples have to contrubite 35 euro a week we supposdly only had 32.92 per week now i have been to tds head office the lot there must be something else we can do
    im still paying my mortgage but at a reduced rate of 105 euro per week living on cwo allowance of 310 must be something that can stop loan burton from doing this to human beings


  • #4
    mrsbyrne
    Closed Accounts Posts: 3,228 ✭✭✭mrsbyrne


    jimmy 2 wrote: »
    im wondering is there anybody out there in the same boat as i am
    my husband was claiming mis for nearly 5 years as he was on invidalty penision both were cut off last august mis was cut off because of changes in the budget married couples have to contrubite 35 euro a week we supposdly only had 32.92 per week now i have been to tds head office the lot there must be something else we can do
    im still paying my mortgage but at a reduced rate of 105 euro per week living on cwo allowance of 310 must be something that can stop loan burton from doing this to human beings

    Why was his Invalidity stopped?


  • #5
    jimmy 2
    Registered Users, Registered Users 2 Posts: 14 ✭jimmy 2


    there was no reason giving for stopping payment he was claiming this since 2009 and a medical assessment last august just said he was no longer entitled to this this is under appeal at the moment and the social welfare would not allow him to sign on jobseekers so he is claiming cwo allowance more medical edivence has being sent to them in feb but we are still waiting on the out come of this
    information

    would you no if the social welfare would normally send a letter to say the recieved the latest letters we send them on yhe 4 th of feb and have herd nothing yet


  • #6
    donegal11
    Closed Accounts Posts: 689 ✭✭✭donegal11


    jimmy 2 wrote: »
    im wondering is there anybody out there in the same boat as i am
    my husband was claiming mis for nearly 5 years as he was on invidalty penision both were cut off last august mis was cut off because of changes in the budget married couples have to contrubite 35 euro a week we supposdly only had 32.92 per week now i have been to tds head office the lot there must be something else we can do
    im still paying my mortgage but at a reduced rate of 105 euro per week living on cwo allowance of 310 must be something that can stop loan burton from doing this to human beings

    The social welfare aren't going to pay of your capital asset and will only pay the interest portion and as it's only €32 it's below the minimum contribution that you have to make.But it is funny how SW have no problem to paying a landlords mortgage through rent supplement to the tune of a grand a month:rolleyes:. Goodluck with your appeal.


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  • #7
    jimmy 2
    Registered Users, Registered Users 2 Posts: 14 ✭jimmy 2


    donegal11 wrote: »
    The social welfare aren't going to pay of your capital asset and will only pay the interest portion and as it's only €32 it's below the minimum contribution that you have to make.But it is funny how SW have no problem to paying a landlords mortgage through rent supplement to the tune of a grand a month:rolleyes:. Goodluck with your appeal.

    donegal 11 its 2.08 cent a week short of the minimum contrubition i was getting no were near 1k a month im living on cwo allowance as my husband was also cut off invadilty pension and had to appeal but i rang the sw in longford earlier only to be told he lost the review and its gone bk into appeals office she didnt not tell me why any idea what happens next ?


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