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Dealing with BCW

  • 10-01-2014 6:43pm
    #1
    upper7
    Registered Users, Registered Users 2 Posts: 3 ✭


    Hi guys.

    About 5 months ago I got scammed for about 250 euro on paypal as I sold virtual goods and got charged back. Seeing as I got scammed I wasn't going to fork this money out. Anyway, about 5 months pass and by now my paypal account is shut down, I get a text today from BCW group urgently asking me to ring them. I had a look around and people said to ignore them.

    I'm also 17 and as far as I know debt collectors have no legal rights in Ireland unless they bring you to court?

    Can anyone give me some advice on how to deal with this.


Comments

  • #2
    Marcusm
    Registered Users, Registered Users 2 Posts: 10,629 ✭✭✭✭Marcusm


    They'll have fun as you're 17 - google "enforceability of contracts with minors".


  • #3
    Fred Swanson
    Closed Accounts Posts: 21,730 ✭✭✭✭Fred Swanson


    This post has been deleted.


  • #4
    upper7
    Registered Users, Registered Users 2 Posts: 3 ✭upper7


    Fred Swanson wrote: »
    This post has been deleted.


    Thanks, came as a shock, forgot all about it. Probably cost more for court than what I owe.


  • #5
    timmy4u2
    Registered Users, Registered Users 2 Posts: 1,079 ✭✭✭timmy4u2


    If they continue to harass you you may have recourse to the NFOAPA


  • #6
    upper7
    Registered Users, Registered Users 2 Posts: 3 ✭upper7


    timmy4u2 wrote: »
    If they continue to harass you you may have recourse to the NFOAPA

    What's this? Looked it up but nothing worthy came up.


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  • #7
    Fred Swanson
    Closed Accounts Posts: 21,730 ✭✭✭✭Fred Swanson


    This post has been deleted.


  • #8
    timmy4u2
    Registered Users, Registered Users 2 Posts: 1,079 ✭✭✭timmy4u2


    etc.11.—(1) A person who makes any demand for payment of a debt shall be guilty of an offence if—(a) the demands by reason of their frequency are calculated to subject the debtor or a member of the family of the debtor to alarm, distress or humiliation, or(b) the person falsely represents that criminal proceedings lie for non-payment of the debt, or(c) the person falsely represents that he or she is authorised in some official capacity to enforce payment, or(d) the person utters a document falsely represented to have an official character.(2) A person guilty of an offence under this section shall be liable on summary conviction to a fine not exceeding £1,500.
    Obviously the section of the act should not be taken without reference to case law on the matter that may significantly strengthen the section


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