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Dash Camera cheaper insurance?

  • 07-11-2013 6:48pm
    #1
    Old School Husqy
    Banned (with Prison Access) Posts: 78 ✭✭


    As title suggests i was informed by a friend i should be mentioning to insurance companies that i have a dash camera installed for cheaper insurance, my insurance is up shortly so will give it a try, any one know companies who do discount on having a dash cam or any advice, thanks.


Comments

  • #2
    Anan1
    Registered Users, Registered Users 2 Posts: 22,815 ✭✭✭✭Anan1


    Where did your friend get this idea?


  • #3
    Old School Husqy
    Banned (with Prison Access) Posts: 78 ✭✭Old School Husqy


    Anan1 wrote: »
    Where did your friend get this idea?
    He heard it from some one at work, canteen talk. I thought maybe companies would give discount as driving being recorded and GPS on most cams on playback would give speed on incident and it would be irrefutable evidence.


  • #4
    drunkmonkey
    Registered Users, Registered Users 2 Posts: 28,687 ✭✭✭✭drunkmonkey


    Old School Husqy wrote: »
    irrefutable evidence.

    Why so, there can be more that one angle in an incident?


  • #5
    Old School Husqy
    Banned (with Prison Access) Posts: 78 ✭✭Old School Husqy


    drunkmonkey wrote: »
    Why so, there can be more that one angle in an incident?
    Yes true true, guess it would only be good for a frontal collision, one would need 2 cams, one for rear viewing.


  • #6
    TheBoffin
    Registered Users, Registered Users 2 Posts: 434 ✭✭TheBoffin


    I wasn't aware of insurance companies offering discount for dash cams.

    I have a dash cam mounted in the car, It has been used before, thankfully not my accidents, just accidents I was witness to. The biggest problem with them is having a certified tamper proof software for extracting the information


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  • #7
    Old School Husqy
    Banned (with Prison Access) Posts: 78 ✭✭Old School Husqy


    certified tamper proof software for extracting the information
    What do you mean by that is it you cannot go over recordings yourself to view them?


  • #8
    TheBoffin
    Registered Users, Registered Users 2 Posts: 434 ✭✭TheBoffin


    Old School Husqy wrote: »
    What do you mean by that is it you cannot go over recordings yourself to view them?

    No it means that there is a certified method of extracting the video and the GPS information so you cannot tamper with it.

    It would need to be an encrypted file that is downloaded from the cam that has been certified for forensic use. The idea being that you could download a file but you cannot tamper with it.


  • #9
    ardle1
    Registered Users, Registered Users 2 Posts: 1,521 ✭✭✭ardle1


    TheBoffin wrote: »
    No it means that there is a certified method of extracting the video and the GPS information so you cannot tamper with it.

    It would need to be an encrypted file that is downloaded from the cam that has been certified for forensic use. The idea being that you could download a file but you cannot tamper with it.

    Sounds OTT, what if Gardaí arrive within minutes, and you just hand over SD card!!


  • #10
    TheBoffin
    Registered Users, Registered Users 2 Posts: 434 ✭✭TheBoffin


    ardle1 wrote: »
    Sounds OTT, what if Gardaí arrive within minutes, and you just hand over SD card!!

    If elephants could fly, you could make a fortune selling steel umbrellas.


  • #11
    Voodoomelon
    Registered Users, Registered Users 2 Posts: 9,661 ✭✭✭Voodoomelon


    Old School Husqy wrote: »
    As title suggests i was informed by a friend i should be mentioning to insurance companies that i have a dash camera installed for cheaper insurance, my insurance is up shortly so will give it a try, any one know companies who do discount on having a dash cam or any advice, thanks.

    I mentioned it last January to my insurance company when renewing. They said "a dash what?". Never mind.


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  • #12
    Stinicker
    Banned (with Prison Access) Posts: 7,102 ✭✭✭Stinicker


    This is related to Russian Insurance, in Russia when you insure you car you must have a car-cam fitted, Insurance is not mandatory like in Ireland. Go on Youtube and you will see loads of Russian carcam videos (about 90% of carcam vids are Russian). People think Russians are crazy drivers and the reason is they are always getting caught on video due to the proliferation of car-cameras in the country for insurance purposes.


  • #13
    djimi
    Registered Users, Registered Users 2 Posts: 13,237 ✭✭✭✭djimi


    My insurance company wouldnt even take my €800 security system into account; its wishful thinking that an insurer in Ireland would take something like a dash cam into account Im afraid!


  • #14
    bear1
    Registered Users, Registered Users 2 Posts: 12,866 ✭✭✭✭bear1


    Old School Husqy wrote: »
    As title suggests i was informed by a friend i should be mentioning to insurance companies that i have a dash camera installed for cheaper insurance, my insurance is up shortly so will give it a try, any one know companies who do discount on having a dash cam or any advice, thanks.

    I had a thread about this a while ago when my insurance was up.
    I'm with AXA and I told them I have a dash-cam fitted to the car, they said this would not change my insurance premium as they still need to do their own investigations on it.
    In all they said it would just help speed up the process but does nothing to the premium.
    You can always try, worst you will hear is a no.

    As a comparison, my wife's father also has one in Poland, his insurance didn't care either so it's not just Ireland


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