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restaurant / cafe bar insurance?

  • 03-11-2013 11:25am
    #1
    deadwood85
    Registered Users, Registered Users 2 Posts: 115 ✭✭


    Does anyone know roughly how much insurance is for a restaurant /cafe bar ? for the year ?thanks
    Tagged:


Comments

  • #2
    deadwood85
    Registered Users, Registered Users 2 Posts: 115 ✭✭deadwood85


    yes but when you call you need exact details before they give u a quote,i am looking for an average so i can put it into my business plan thanks


  • #3
    EntityBB
    Registered Users, Registered Users 2 Posts: 1 ✭EntityBB


    Allow for €2,000 per annum. This can be financed so that it can be pad by direct debit over 10 months helping with your cash flow.

    Factors which will cause variances are;
    - number of employees
    - expected turnover
    - value of stock
    - value of furniture and fittings
    - whether the premises has had any history of flooding (proximity to a body of water)

    Best of luck with your business planning, it's probably the most important part of setting up a business.


  • #4
    deadwood85
    Registered Users, Registered Users 2 Posts: 115 ✭✭deadwood85


    thanks i thought it would be higher i was going to budget between 8/10k


  • #5
    ssbob
    Registered Users, Registered Users 2 Posts: 2,736 ✭✭✭ssbob


    What type of insurance are you looking for? Employers Liability, Public Liability, Personal Accident Insurance for Employees?

    I mean there are a whole host of factors that would affect this especially in the Restraunt/Pub trade!

    My advice would be to talk to a broker and they will give you an estimate if you haven't picked out a premises.


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