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Do I need to inform insurance of spouse getting provisional license

  • 11-10-2013 9:12am
    #1
    fxstb
    Registered Users, Registered Users 2 Posts: 17 ✭


    Do I need to inform insurance of spouse getting provisional license?
    I'm actually the spouse. Husband is the only driver in our house. But I want to renew my provisional license, as a form of ID with married name so I can get my passport updated.
    I won't (as I don't like to) be driving at all.
    Does he legally need to notify his insurnace company of another license holder in the household even if they wont be driving?
    Thanks


Comments

  • #2
    djimi
    Registered Users, Registered Users 2 Posts: 13,237 ✭✭✭✭djimi


    Of course not. Insurance company only care about who is going to be driving the car.


  • #3
    PirateShampoo
    Registered Users, Registered Users 2 Posts: 4,406 ✭✭✭PirateShampoo


    If you won't be driving the car then they don't need to know.


  • #4
    Gumbo
    Moderators, Society & Culture Moderators Posts: 40,354 Mod ✭✭✭✭Gumbo


    unless the spouse is named on the policy, as spouse's drop the insurance premium ;)


  • #5
    djimi
    Registered Users, Registered Users 2 Posts: 13,237 ✭✭✭✭djimi


    Also in this case the spouse is on a learners permit, so I really dont see how adding them would lower the premium. It would have the opposite effect I would have thought?


  • #6
    Dord
    Closed Accounts Posts: 10,817 ✭✭✭✭Dord


    OSI wrote: »
    Why do you need to update your learners permit to update your passport?

    Not speaking for the OP, but I know that Brazil that will only change the name on a passport with a legal document from Ireland. As Ireland doesn't issue legal documents for change of name following marriage, the driving license is the best one to use. The tax office/licence service will update the name with a copy of the marriage cert.


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  • #7
    Gary ITR
    Closed Accounts Posts: 16,801 ✭✭✭✭Gary ITR


    OSI wrote: »
    I wish. Adding mine with a full license bumped my premium up €300.
    Are you married though? I know my Mother was on my Fathers Insurance since the early 90's, she never held a license in her life and never drove a car in her life but the insurance went down by 5-10% each year because of it.


  • #8
    fxstb
    Registered Users, Registered Users 2 Posts: 17 ✭fxstb


    As Dord said, need legal picture identification document to change passport to married name.
    My husband was worried his premium would go up if there was another license holder in household as in Canada you have to declare to insurance.
    Just want to insure him he doesn't have to disclose to insurance since I won't be driving anyways


  • #9
    djimi
    Registered Users, Registered Users 2 Posts: 13,237 ✭✭✭✭djimi


    OSI wrote: »
    Interesting. Worth noting however that while a driving license is a valid form of ID. A Learners Permit is not. I've had this out with a Gard before and lost.

    Was going to say the same. Outside of Ireland a learners permit isnt worth a jot.


  • #10
    fl4pj4ck
    Closed Accounts Posts: 2,000 ✭✭✭fl4pj4ck


    djimi wrote: »
    Also in this case the spouse is on a learners permit, so I really dont see how adding them would lower the premium. It would have the opposite effect I would have thought?

    when I was under 30 adding my partner (not wife) was lowering my premium, once I turned 30 (or 31 don't remember) adding her would add to the cost of my premium

    I guess it's the question who's greater risk to the ins company


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