Liveline Thread 20/7/2013 to 12/10/2013

artful_codger

I wonder are his creditors having mortgage difficulties because this chancer stiffed them.

neris

James having a bit of a strop cause he cant get someone else to sort out his problem for him.

Dublin_Mom

Are we supposed to feel sorry for this guy because he is 'lonely' ???
Tough

syklops

Did he not know the terms of his mortgage when he took it up?

JM Skipton

Was this lad on before?

Dan Jaman

Dublin_Mom wrote: »

I have a bit of as problem with people skipping off to the UK and getting their debts wiped out...am I alone there? I am sure they are entitled to, but what about the people you owe money to? Hardly fair, is it?

Oh look - -> .

That's the size of my sympathy for the lending institutions who fuelled the boom and the greedy sods who talked it up and the idiots who gleefully thought they'd make a fortune overnight.

sudzs

He got a 40 year mortgage at the age of 32. :rolleyes:

ThisRegard

A 40 year mortgage with a 1700 a month payment which he only ever managed to pay for 5 months anyway ? That's just crazy, from both sides.

How big a mortgage did he take out as that's massive over such a long period of time ?

DoctorEdgeWild

Ugh, this guy is making the rest of us who moved over to England look bad. (I just moved because I wanted to, not because of debts etc.)

neris

He took out a mortgage at €1700 a month and never paid a full months mortgage? What a thick idiot. Feeling no sympathy for him at all, getting angry listening to his poor me attitude and wont someone make my problems go away

JM Skipton

Ah yes its coming back to me now, he was the Keith Duffy soundalike that was on before re: bankruptcy

jayo99

clear out your ears neris.. he paid 5 months full mortgage.

neris

JM Skipton wrote: »

Was this lad on before?

Yeah he was remember him on before and he just said he was onto damo in may

Dan Jaman

Dublin_Mom wrote: »

Are we supposed to feel sorry for this guy because he is 'lonely' ???
Tough

No need for that, at all.
There is plenty of company available...

My word, they are getting better, aren't they?

sudzs

Jaysus, he's got verbal diarrhea. GERROFF!!!! :mad:

JM Skipton

I'd let him off his debt so I wouldn't have to listen to him again

ThisRegard

I'd like to hear who he got the advice from, apart from Ben.

Dublin_Mom

You know, I dont work for a bank and have no connections with them..But I am fed up with this attitude of blaming the banks for all of the mess. Its idiots like this lad who are the blame, such a cop out to blame the bank for lending them money.
PBH is a bit tougher than Joe, but still not tough enough IMO

snubbleste

How does a mortgage work?
Is it €1700pm x 40 years = €816000 ??

ThisRegard

This woman is so angry she just had to pull in and dial.

neris

So we go back to 1989 for another experience of uk bankruptcy?

jetfiremuck

Turn off the hazards willya ffs

An Claidheamh

The clock is ticking Deirdre.

snubbleste

tick tick
tick tick
tick tick
tick tick

ThisRegard

snubbleste wrote: »

How does a mortgage work?
Is it €1700pm x 40 years = €816000 ??

A chunk of that will be interest, so , taking some wild numbers, the mortgage he drew down say could have been for €600,000 and with it being over 40 years he'd pay a good bit of interest.

Lapin

The long lost sister of d'Unbelievables.

artful_codger

I'm responsible but i'm not paying. Some sales pitch.

neris

Wonder if this lad has savings?

An Claidheamh

"The banks need to take responsibility also"

What does that actually mean? Practically?

sudzs

He doesn't really sound depressed.... he sounds quite chipper!