Accident abroad

sdanseo

Quick questions for the well informed:

I had a relatively minor fender bender in Tenerife yesterday, flew home this afternoon. Medium damage to the car in front and minor damage to my own rental. The rental company provided me with inclusive no-excess insurance (thank jaysus) and insist all is well, howver am I required to disclose the accident to my insurance company here?

I'm presuming that the question asked as standard on renewal "have you had any accidents or claims in the last X years" also applies to accidents abroad?

Lastly, presuming I do declare the incident to them, as I didn't make any claim from my own insurance am I right in saying my no-claims bonus is not under any risk?

Cheers in advance for any pertinent info ye all might have.

Henry Ford III

Yes you are obliged to disclose it. No idea about your ncb though.

Aint Eazy Being Cheezy

Im presuming you were at fault, sounds like you rear ended them?

Yes you are obliged to inform them, but it won't affect your ncb.

sdanseo

Johnny Electricity wrote: »

Im presuming you were at fault, sounds like you rear ended them?

Yes you are obliged to inform them, but it won't affect your ncb.

Oh yeah, completely at fault and no denying it. She rolled forwards as if leaving the roundabout, I stared left looking for oncoming traffic and thought she had travelled farther forward than in fact she had. I was only going at biting point speed, but downhill and she on the brakes = new bumpers all round.

sdanseo

Let them know and there was no effect on my policy here. Cheers for the advice.