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insurance issue

  • 27-03-2013 9:31pm
    #1
    alan.obrien013
    Registered Users, Registered Users 2 Posts: 3 ✭


    I was recently stopped in traffic with my handbrake applied when I was rear ended. My back bumper was broken and all the paint along the top of the bumper is cracked which suggests the bumper was pushed right in. The problem I have is that after driving the car I noticed a rubbing noise from the back of my car and the handbrake lever was going higher than normal. It turns out the pins for the handbrake shoes had been pulled through the steel plate at the back of the disc. The insurance engineer is saying that this is not caused by the crash. My question is is this possible for this damage to happen to the brakes and where do I stand with regards to contesting this. Btw I drive a 04 Bmw


Comments

  • #2
    maidhc
    Registered Users, Registered Users 2 Posts: 7,722 ✭✭✭maidhc


    Get your own motor assessor to prepare a report. Insc co will generally cover the cost of this as well as the repair if he confirms the damage was due to the accident.


  • #3
    Atlantic Dawn
    Registered Users, Registered Users 2 Posts: 84,686 ✭✭✭✭Atlantic Dawn
    M


    04 BMW, that narrows it down :rolleyes:


  • #4
    alan.obrien013
    Registered Users, Registered Users 2 Posts: 3 ✭alan.obrien013


    Atlantic Dawn wrote: »
    04 BMW, that narrows it down :rolleyes:

    You'll find that the rear brake setup are all the same on the bmw so yes it does narrow it down.


  • #5
    Chemical Burn
    Closed Accounts Posts: 545 ✭✭✭Chemical Burn


    Atlantic Dawn wrote: »
    04 BMW, that narrows it down :rolleyes:

    No need to be so smug / smartarse, sorry for back seat modding, but alan is in genuine distress over this


  • #6
    BRAIN FEEDs
    Registered Users, Registered Users 2 Posts: 181 ✭✭BRAIN FEEDs


    Atlantic Dawn wrote: »
    04 BMW, that narrows it down :rolleyes:
    :rolleyes:


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  • #7
    alan.obrien013
    Registered Users, Registered Users 2 Posts: 3 ✭alan.obrien013


    maidhc wrote: »
    Get your own motor assessor to prepare a report. Insc co will generally cover the cost of this as well as the repair if he confirms the damage was due to the accident.

    I got the garage that looked at the damage to right a letter stating the damage was caused by the crash but they are still saying it is not being covered.


  • #8
    maidhc
    Registered Users, Registered Users 2 Posts: 7,722 ✭✭✭maidhc


    alan.obrien013 wrote: »
    I got the garage that looked at the damage to right a letter stating the damage was caused by the crash but they are still saying it is not being covered.

    Probably not enough. A motor assessor holds more sway.


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