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Buying a used car

  • 21-03-2013 6:11am
    #1
    nino1
    Registered Users, Registered Users 2 Posts: 829 ✭✭✭


    If you buy a used car it's up the previous owner to send the documents off.

    Does this mean that you had over payment and get no documents as proof?
    What's to stop some knacker just not sending off the documents and pocketing your money?


Comments

  • #2
    thecomedian
    Registered Users, Registered Users 2 Posts: 1,603 ✭✭✭thecomedian


    You have to sign it also.
    You could ask for a receipt, but generally you just sign it and they send it off.


  • #3
    biko
    Registered Users, Registered Users 2 Posts: 81,220 ✭✭✭✭biko


    www.boards.ie/vbulletin/showthread.php?t=2056198864


  • #4
    dgt
    Closed Accounts Posts: 12,985 ✭✭✭✭dgt


    nino1 wrote: »
    What's to stop some knacker just not sending off the documents and pocketing your money?

    The fact that you are in a car still registered to their name rising parking fines, speeding tickets and motorway tolls.

    It's stupid for them not to change it asap :pac:


  • #5
    CiniO
    Registered Users, Registered Users 2 Posts: 16,069 ✭✭✭✭CiniO


    But the fact is the buyer has no proof of purchasing a vehicle.
    What's stopping a seller to get replacement VRC and report a car stolen?


  • #6
    jenniferalan
    Registered Users, Registered Users 2 Posts: 103 ✭✭jenniferalan


    Could go to the post box together and send off the cert


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  • #7
    CiniO
    Registered Users, Registered Users 2 Posts: 16,069 ✭✭✭✭CiniO


    jenniferalan wrote: »
    Could go to the post box together and send off the cert

    That's pretty much a solution.
    I like UK way as well, where buyer get a small slip from registartion cert as confirmation that he actually purchased a vehicle.


  • #8
    dgt
    Closed Accounts Posts: 12,985 ✭✭✭✭dgt


    CiniO wrote: »
    But the fact is the buyer has no proof of purchasing a vehicle.
    What's stopping a seller to get replacement VRC and report a car stolen?

    Absolutely nothing....


  • #9
    RidleyRider
    Registered Users, Registered Users 2 Posts: 3,783 ✭✭✭RidleyRider


    How much legal value does a hand written receipt have?


  • #10
    CiniO
    Registered Users, Registered Users 2 Posts: 16,069 ✭✭✭✭CiniO


    RidleyRider wrote: »
    How much legal value does a hand written receipt have?

    What about contract of sale.
    Something like:

    I, John X am selling a vehicle reg. no 05D12345, VIN number XXJFD30893239, mileage 120k, to Michael Y for the amount of 3000 euros.

    Signed and dates in two copies for each party.

    Would this have any more legal value?


  • #11
    biko
    Registered Users, Registered Users 2 Posts: 81,220 ✭✭✭✭biko


    I've never met a seller that wasn't ok with writing a receipt for the money.
    Then again, if I suspect the seller to be dodgy I just don't buy the car.


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  • #12
    mathepac
    Banned (with Prison Access) Posts: 4,991 ✭✭✭mathepac


    CiniO wrote: »
    But the fact is the buyer has no proof of purchasing a vehicle...
    There are two types of ownership
    • beneficial ownership and
    • registered ownership
    A beneficial owner is one who has financial ownership of the car, Proof of financial ownership is a receipt or invoice or bill of sale signed by both parties, seller and buyer. Possession of the VRC is not proof of beneficial ownership.

    The VRC only identifies the registered owner, the one responsible for taxing the vehicle, fines, NCT. In the UK this is known as the registered keeper.

    HTH


  • #13
    Vandekyrian
    Registered Users, Registered Users 2 Posts: 18 ✭Vandekyrian


    ive sold 3 cars and all times the buyers tursted me to send off the VLC. was in my interest to do it.


  • #14
    CiniO
    Registered Users, Registered Users 2 Posts: 16,069 ✭✭✭✭CiniO


    mathepac wrote: »
    There are two types of ownership
    • beneficial ownership and
    • registered ownership
    A beneficial owner is one who has financial ownership of the car, Proof of financial ownership is a receipt or invoice or bill of sale signed by both parties, seller and buyer. Possession of the VRC is not proof of beneficial ownership.

    The VRC only identifies the registered owner, the one responsible for taxing the vehicle, fines, NCT. In the UK this is known as the registered keeper.

    HTH

    OK.
    But still when buyer doesn't get any receipt from seller - and most buyers don't - there buyer has no proof of his beneficial ownership.

    And if there is a doubt who is beneficial ownership, then most likely it's going to be the person who has registered ownership.


  • #15
    Cee-Jay-Cee
    Registered Users, Registered Users 2 Posts: 12,235 ✭✭✭✭Cee-Jay-Cee


    I have never bought a new car, all the cars I have ever bought have been bought from private sellers and one or two from dealers. I've owned 30+ cars and never had a problem with the seller not sending off the tax book. There have been instances where I have insisted on getting the registration cert from the seller or I wasn't buying and theyve always handed then over even though they're not obliged to but I guess getting the car sold is more important to them. I, on the other hand insist I send off the registration cert for any cars I sell. I have had buyers threatening not to buy if I didn't give them the book but I've called their bluff and said fine and go to walk away from the deal but they change their attitude and let me send off the book which I do immediately afterwards as I don't want the car in my name once it's gone.


  • #16
    biko
    Registered Users, Registered Users 2 Posts: 81,220 ✭✭✭✭biko


    CJC999 wrote: »
    I have had buyers threatening not to buy if I didn't give them the book but I've called their bluff and said fine and go to walk away from the deal but they change their attitude and let me send off the book which I do immediately afterwards as I don't want the car in my name once it's gone.
    Same thing has happened to me. A buyer tried a fast one but I didn't budge.
    God knows what happens if you let them away with the log book.


  • #17
    mathepac
    Banned (with Prison Access) Posts: 4,991 ✭✭✭mathepac


    CiniO wrote: »
    OK.
    But still when buyer doesn't get any receipt from seller - and most buyers don't - there buyer has no proof of his beneficial ownership.

    And if there is a doubt who is beneficial ownership, then most likely it's going to be the person who has registered ownership.
    "If this" and "if that" and if my aunt had balls she'd be my uncle.

    In a dispute over beneficial ownership of a vehicle, irrespective of the bits of paper, only a court can resolve the issue. The courts will use the bits of paper, if any, in resolving the dispute. End of.

    Always the same type of ridiculous arguments - "but this" and "if that" or "but in other countries" or "if they were spaceships it would be different" or "I seen it on Coronation St/The Sun/The Star/The Our Boys ...".


  • #18
    JHet
    Registered Users, Registered Users 2 Posts: 525 ✭✭✭JHet


    dgt wrote: »
    The fact that you are in a car still registered to their name rising parking fines, speeding tickets and motorway tolls.

    It's stupid for them not to change it asap :pac:

    Voice of reason!


  • #19
    JHet
    Registered Users, Registered Users 2 Posts: 525 ✭✭✭JHet


    CiniO wrote: »
    But the fact is the buyer has no proof of purchasing a vehicle.
    What's stopping a seller to get replacement VRC and report a car stolen?

    Only a fool would pay out hundreds but more likely thousands and not get a signed receipt detailing exactly what they had just purchased.


  • #20
    CiniO
    Registered Users, Registered Users 2 Posts: 16,069 ✭✭✭✭CiniO


    mathepac wrote: »
    "If this" and "if that" and if my aunt had balls she'd be my uncle.

    In a dispute over beneficial ownership of a vehicle, irrespective of the bits of paper, only a court can resolve the issue. The courts will use the bits of paper, if any, in resolving the dispute. End of.

    Always the same type of ridiculous arguments - "but this" and "if that" or "but in other countries" or "if they were spaceships it would be different" or "I seen it on Coronation St/The Sun/The Star/The Our Boys ...".

    I don't really get your point here.

    Current situation where seller and buyer signs back of logbook which stays with seller to be posted, makes an open door for scammers that can sell a car, and report it stolen.
    Without any paperwork buyer has nothing to prove that he bought the car instead of stealing it.
    What ifs are your talking about?


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