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Aib current account question

  • 25-02-2013 3:02am
    #1
    brendan86
    Registered Users, Registered Users 2 Posts: 491 ✭✭


    Heh guys,

    I have a aib current account, problem is I have a lot of online transactions putting Money into online poker etc etc

    I would now like to erase my account is this possible? Like can they close/delete my current account and open me up a fresh one?

    Id rather not have to switch banks

    Thanks in advance


Comments

  • #2
    roro2
    Registered Users, Registered Users 2 Posts: 412 ✭✭roro2


    You can't delete the account or the transactions. You can open a new account though.
    If the reason is that you'll be looking for a loan/mortgage - the lender will look for account history (probably for 6 months regardless of whether you have a new account), or if the lender is AIB they will be able to look back further.


  • #3
    BuffyBot
    Registered Users, Registered Users 2 Posts: 24,924 ✭✭✭✭BuffyBot


    Even if you close the account, the banks are required by law to keep the records for quite some time after.

    As said above, if you are thinking along those lines, account history plays a big part on mortgage lending desicions.


  • #4
    brendan86
    Registered Users, Registered Users 2 Posts: 491 ✭✭brendan86


    No I don't want to delete transactions to look for a loan, I just don't like my statement showing online transactions.. I didn't think it could be done but just wanted to find out..

    Maybe just open a new bank account

    Thanks for the replys

    Brendan


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