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Insurance for a 50cc moped

  • 21-02-2013 4:21pm
    #1
    JackieBurke
    Banned (with Prison Access) Posts: 69 ✭✭


    Hi all,

    I am looking at getting a 50cc moped for running around locally. I am only at the planning stage now, doing the theory test etc as I don't have a licence at present.

    Could anyone give me a ballpark figure for insurance? I am 38, female, with no driving experience.

    I needs a rough idea before I proceed any further?


Comments

  • #2
    MugMugs
    Registered Users, Registered Users 2 Posts: 17,875 ✭✭✭✭MugMugs


    Ring a broker or insurer. Nobody here or anywhere but an Insurer can give you the answer you need.


  • #3
    JackieBurke
    Banned (with Prison Access) Posts: 69 ✭✭JackieBurke


    They won't help as I don't have either a licence or vehicle.

    I am just looking for very general estimates.


  • #4
    Alanstrainor
    Registered Users, Registered Users 2 Posts: 23,157 ✭✭✭✭Alanstrainor


    JackieBurke wrote: »
    They won't help as I don't have either a licence or vehicle.

    I am just looking for very general estimates.

    Ring up broker, and say you have a Learner Permit so? And give them the details of a generic bike?

    You're just looking for prices here.


  • #5
    Mr Benevolent
    Closed Accounts Posts: 12,456 ✭✭✭✭Mr Benevolent


    They won't help as I don't have either a licence or vehicle.

    I am just looking for very general estimates.

    They will help. We can't as we don't know anything about you.


  • #6
    MugMugs
    Registered Users, Registered Users 2 Posts: 17,875 ✭✭✭✭MugMugs


    JackieBurke wrote: »
    They won't help as I don't have either a licence or vehicle.

    I am just looking for very general estimates.
    So just tell them that you do have a licence and moped and get the quote. It only becomes an issue if you incept the policy without a licence or a bike for that matter.


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  • #7
    JackieBurke
    Banned (with Prison Access) Posts: 69 ✭✭JackieBurke


    Got sorted. I was pleasantly surprised.


  • #8
    ljpg
    Registered Users, Registered Users 2 Posts: 241 ✭✭ljpg


    JackieBurke wrote: »
    Got sorted. I was pleasantly surprised.

    out of curiosity,how much??


  • #9
    JackieBurke
    Banned (with Prison Access) Posts: 69 ✭✭JackieBurke


    €250 for a 49cc or €400 for a 125cc


  • #10
    chrismon
    Registered Users, Registered Users 2 Posts: 1,115 ✭✭✭chrismon


    You want to add IBT into your costs.


  • #11
    JackieBurke
    Banned (with Prison Access) Posts: 69 ✭✭JackieBurke


    Not needed according to the insurance.


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  • #12
    Alanstrainor
    Registered Users, Registered Users 2 Posts: 23,157 ✭✭✭✭Alanstrainor


    Moved
    JackieBurke wrote: »
    Not needed according to the insurance.

    You can't legally ride the bike without it as far as I know. But the regulars here will clear that up in no time.


  • #13
    Peanut2011
    Registered Users, Registered Users 2 Posts: 1,001 ✭✭✭Peanut2011


    JackieBurke wrote: »
    Not needed according to the insurance.
    Insurance does not require it but if you don't have it your licence is not valid for riding on public roads. Therefore your insurance is void if you do.


  • #14
    JackieBurke
    Banned (with Prison Access) Posts: 69 ✭✭JackieBurke


    I stand corrected. The RSA sure want to make their few bucks out of it all. I might put the plan on hold for the time being.

    The husband as a full M licence so I assume he does not need any of the IBT stuff?


  • #15
    Peanut2011
    Registered Users, Registered Users 2 Posts: 1,001 ✭✭✭Peanut2011


    JackieBurke wrote: »
    The husband as a full M licence so I assume he does not need any of the IBT stuff?


    Correct, if he has a full licence than he does not need IBT.


  • #16
    chrismon
    Registered Users, Registered Users 2 Posts: 1,115 ✭✭✭chrismon


    Do you have a full car license?
    If you have it a good few years you might have m catagory already.


  • #17
    JackieBurke
    Banned (with Prison Access) Posts: 69 ✭✭JackieBurke


    Nope. I have no licence whatsoever.


  • #18
    Del2005
    Registered Users, Registered Users 2 Posts: 19,102 ✭✭✭✭Del2005


    JackieBurke wrote: »
    I stand corrected. The RSA sure want to make their few bucks out of it all. I might put the plan on hold for the time being.

    The husband as a full M licence so I assume he does not need any of the IBT stuff?

    The licence your husband has is for a moped, this is a bike <49cc and not capable of exceeding 45km/h. Not all 50cc bikes are mopeds.
    JackieBurke wrote: »
    Nope. I have no licence whatsoever.

    If you are going to get a bike licence I'd advise to get the A, the lessons will be roughly the same and once you get the bug you can just get a bigger bike.


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