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NCT and Insurance question

  • 20-02-2013 3:57pm
    #1
    hertz
    Registered Users, Registered Users 2 Posts: 255 ✭✭


    Folks

    If your NCT expires and you are on a long waiting list for a test beyond your control are you covered by your insurance company during that time?


Comments

  • #2
    MugMugs
    Registered Users, Registered Users 2 Posts: 17,875 ✭✭✭✭MugMugs


    hertz wrote: »
    Folks

    If your NCT expires and you are on a long waiting list for a test beyond your control are you covered by your insurance company during that time?

    Call them and ask them.

    It could be argued that you're not covered but the Insurer if pressed would need to show that the fault was a contributory factor of the mishap.


  • #3
    oldyouth
    Closed Accounts Posts: 4,754 ✭✭✭oldyouth


    Some insurers have policy wordings to exclude the own damage/loss element of a claim without a current NCT. Third Party aspect of the claim will not be affected


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