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Car insurance for new residents?

  • 07-02-2013 8:41pm
    #1
    Panline
    Registered Users, Registered Users 2 Posts: 74 ✭✭


    Hi,

    I'm buying a car soon that I will use mainly to go to work. My collegues advised me to get it insured at 123.ie but I just had a chat with them and they say they won't offer me an insurance because I haven't been living in Ireland for long enough.

    I've been living here since september 2012, I was living in France before, I am French, I've had a car and an insurance on my name there for the past 4 years. I have had my driving licence since 2009 (French / European driving licence)

    Can you please advise me on my options now?

    Many thanks,

    Pauline


Comments

  • #2
    cookie1977
    Registered Users, Registered Users 2 Posts: 6,794 ✭✭✭cookie1977


    Maybe speak with an independent broker?


  • #3
    Panline
    Registered Users, Registered Users 2 Posts: 74 ✭✭Panline


    What's a broker? Where can I find one?


  • #4
    cookie1977
    Registered Users, Registered Users 2 Posts: 6,794 ✭✭✭cookie1977


    A broker is someone who arranges a transaction between two parties. In this case they're someone who'll contact a few companies to get you a quote for car insurance. Have a look for one here:

    http://www.iba.ie/


  • #5
    Alun
    Registered Users, Registered Users 2 Posts: 21,499 ✭✭✭✭Alun


    I had much the same problem when I arrived here from the Netherlands. I eventually got insured via Frank Glennon, a broker in Dublin (http://www.glennons.ie/), and once I'd got into the system, it was easy to switch to another insurance company after that.

    You'll have to fight a bit to keep all or part of your no-claims discount though, and you'll need a letter (in English!) from your previous insurance company in France stating what your current no-claims discount is. Good luck!


  • #6
    P_1
    Registered Users, Registered Users 2 Posts: 14,681 ✭✭✭✭P_1


    Panline wrote: »
    What's a broker? Where can I find one?

    En anglais un courtier est appelé un 'broker'.

    Also try some of the other insurance companies, some of them have that condition as your driving experience is based on you driving on the right as opposed to on the left.

    You will more than likely need to send the insurance company a certified translation of your No Claims Bonus, that will cost you around €70, most translation companies will do that for you.


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