closing down my AIB current account

thebourke

I have an current account with AIB.if I want to close down my account,
does it take long to do?Could I do it over lunch break?

Mongarra

Nothing in the banks now is geared towards customer service/convenience but I doubt any way that it will be as simple as being able to do it in an hour or so.

Whatever you do, don't forget to bring photo ID with you.

average_runner

Mongarra wrote: »

Nothing in the banks now is geared towards customer service/convenience but I doubt any way that it will be as simple as being able to do it in an hour or so.

Whatever you do, don't forget to bring photo ID with you.

You need to send them a letter with your account number. Also sign the letter.

AIB will contact you tell you how much you owe them on fees.

Once thats sorted they will close the account. Pretty simple and effective they are. Pity about the charges

snubbleste

It takes only a few minutes.
Hand back your debit card, sign a form or two, pay outstanding fees, and that is it.

Geri Male

You have no loyalty.

Random

i closed my aib current account by post. i sent a letter to my branch.

-- -- --

account - xxx

please close account effective immediatly.
please transfer any credit to xxxx.

regards
signed
name
address
dob

-- -- --

twas done within 2/3 days and gone from the online banking too

666irishguy

snubbleste wrote: »

It takes only a few minutes.
Hand back your debit card, sign a form or two, pay outstanding fees, and that is it.

Could you empty the account and then close it? I want to switch banks and don't want to give them a penny more. I'm guessing they will just not close it until there is something in there to pay the fees.

wmpdd3

i had nothing in it when i asked to close it. The first i did be letter, they transfered the miuns balance to my other account. Then the last account i was in the branch, they just totted up the charges and i lodged enough to cover it. That was all.

thebourke

on a side note..what is the maximum you can transfer electronically in one day from an aib current account to a non aib account?

TiGeR KiNgS

out of interest
Why would you close a personal account ?
Is there any typical reasons ?

BTW genuine question.

Geri Male

- to prove a point
- to get one over on "the man"

ted1

TiGeR KiNgS wrote: »

out of interest
Why would you close a personal account ?
Is there any typical reasons ?

BTW genuine question.

The fees are too much, they keep increasing mortgage rates, still paying staff high bonuses Eric etc.
They are in the bailout and cost the Irish people Billlions.

Thomas D

I assume that all direct debits will be cancelled as well?

wmpdd3

You can do that online, before you go in to close the account.

GerardKeating

Thomas D wrote: »

I assume that all direct debits will be cancelled as well?

I would have thought one would need to contact whom ever is debiting to ask them to stop or debit another account. How would they know the account was closed. They might even charge one a fee for any failed DD.