Learn, Pass and Sold. So anyway, what should I get now? Also qustion about tolls.

arleitiss

Hey, just back from Kildare (**** my life coming back using bus)
I sold my Corsa 1.2L.
Took me an hour to get there on motorways, it was a good experience for me today on motorways, I experienced that cross winds are really a bitch and can be quite dangerous **** (I felt car being swung from side to side)
So I sold my car now, for 750 Euro (pretty good price if you ask me, considering it's power steering faults !I mentioned it to seller 100 times!, but he's a dealer/mechanic so he said he will fix that)

Anyway now that I have sold car, passed my test, any suggestions what to get? I didn't get much help last time from previous thread as it ended up being something completely different.
Budget for car is 3000 Euro and for insurance is up to 1500 +/-
Suggestions?
I was quoted 1000 Euro for Audi A6 1.8 diesel.
Help? I don't want a hatchback car anymore, I want either saloon or coupe. Preferably manual and petrol.



Another question:
While driving on motorway, I saw "Toll" I thought it will be some kind of both where you stop and pay
Do I have to pay? it was after 8 PM if that helps (just saw something about 8 PM mentioned)
Also I noticed many people drive in 2nd lane as usual without intention to move back into 1st even though it's completely free, is it ok to do that? I mean drive in any lane you want even though all 3 are free? I saw some doing that.



And another thing:
Apparently I did stupid mistake, a very stupid mistake, the guy that bought car from me seemed honest, normal I know where he lives, he gave his details, he buys and re-sells cars. He asked me to just sign reg cert, and he said he wont sign it, new owners will just come to buy it (when fixed) and new owners will sign it and transfer stright to them without going onto him.
I got money, all ok but I realized: What if someone uses it for some robbery or some **** like that, Garda will be after me
Anything I can do?

So:
1) Suggest car: ~3000 car and ~1500 insurance - manual - petrol - coupe or saloon.
(I am mentioning insurance so that people don't suggest me a hummer h2 or x5 )

2) Do I have to pay toll for above situation? and how?

3) Is it normal to drive in middle lane if all lanes are free?

4) Can I do something about a buyer having my reg cert signed by me, but not sent off as he's holding back off to it. Or should I stop being paranoid?

Stheno

arleitiss wrote: »

Another question:
While driving on motorway, I saw "Toll" I thought it will be some kind of both where you stop and pay
Do I have to pay? it was after 8 PM if that helps (just saw something about 8 PM mentioned)
Also I noticed many people drive in 2nd lane as usual without intention to move back into 1st even though it's completely free, is it ok to do that? I mean drive in any lane you want even though all 3 are free? I saw some doing that.



And another thing:
Apparently I did stupid mistake, a very stupid mistake, the guy that bought car from me seemed honest, normal I know where he lives, he gave his details, he buys and re-sells cars. He asked me to just sign reg cert, and he said he wont sign it, new owners will just come to buy it (when fixed) and new owners will sign it and transfer stright to them without going onto him.
I got money, all ok but I realized: What if someone uses it for some robbery or some **** like that, Garda will be after me
Anything I can do?

The toll sounds like you were on the M50, everytime you use it you have until 8pm the next day to pay it. You can pay it in most shops.

Rules of the road are that the left most lane is the driving lane, and you should only drive in any other lanes if you need to overtake.

You should have gotten the purchaser to sign the cert, taken it back and sent it away.

Anything he does between now and when he sells the car will have it still in your name, so you could find yourself getting bills for tolls etc

Nothing you can do now apart from contact him if you have his details and see if you can get it back.

arleitiss

Stheno wrote: »

The toll sounds like you were on the M50, everytime you use it you have until 8pm the next day to pay it. You can pay it in most shops.

Rules of the road are that the left most lane is the driving lane, and you should only drive in any other lanes if you need to overtake.

You should have gotten the purchaser to sign the cert, taken it back and sent it away.

Anything he does between now and when he sells the car will have it still in your name, so you could find yourself getting bills for tolls etc

Nothing you can do now apart from contact him if you have his details and see if you can get it back.

When I told him "When will car be taken off my name" he said: "when customer buys it, don't worry, I assure you nothing bad is going to happen" but well who knows.

goz83

make sure you pay the toll unless you want to stack up penalties. you can ring and pay by laser or credit card. just give the car reg

arleitiss

goz83 wrote: »

make sure you pay the toll unless you want to stack up penalties. you can ring and pay by laser or credit card. just give the car reg

I would prefer to pay for it in shop. What shops can this be done in?

Stheno

Centra/Spar etc

awec

This post has been deleted.

monkeypants

Is this guy a wind up? These questions are starting to get ridiculous.

arleitiss

monkeypants wrote: »

Is this guy a wind up? These questions are starting to get ridiculous.

eem, no? these are forums stop complaining jesus christ.
Not my fault there is no "choose your car", "pay your toll" topics in theory test.
Like seriously, sorry but I don't know this. If I didn't ask I would probably not pay anything

Neilw

So you gave the regestration cert to the buyer, yes? Rookie mistake if you did, the car is still in your name, what happens if some starts clocking up toll journeys, speeding tickets or parking tickets?

You should have read the guide to buying/selling a car posted here.

monkeypants

arleitiss wrote: »

eem, no? these are forums stop complaining jesus christ.
Not my fault there is no "choose your car", "pay your toll" topics in theory test.
Like seriously, sorry but I don't know this. If I didn't ask I would probably not pay anything

Not complaining, but you seriously seem to have no clue about anything. I'm seen folks being accused of trolling over less.

Is it normal to drive in middle lane if all lanes are free?

Are you saying that you couldn't find a thread about this? Seriously?

At the very least you could start asking these questions in advance of handing your car over to a stranger and driving through a toll plaza.

arleitiss

monkeypants wrote: »

Not complaining, but you seriously seem to have no clue about anything. I'm seen folks being accused of trolling over less.

Are you saying that you couldn't find a thread about this? Seriously?

At the very least you could start asking these questions in advance of handing your car over to a stranger and driving through a toll plaza.

No, I saw threads about it, I just see people doing now all the time?

arleitiss

Neilw wrote: »

So you gave the regestration cert to the buyer, yes? Rookie mistake if you did, the car is still in your name, what happens if some starts clocking up toll journeys, speeding tickets or parking tickets?

You should have read the guide to buying/selling a car posted here.

The guy texted me today morning, apparently such rush to buy car was because he was offered a swap, Glanza for Corsa, he didn't have Corsa so he called me last night, and wanted to meet that every night, so he's fixing it today then transfering to new owner. It was 11 PM we wouldn't be able to get postmark anyway. Hopefully this is ok, next time I will be aware though as it could be more dodgy guy.

h3000

arleitiss wrote: »

So:
1) Suggest car: ~3000 car and ~1500 insurance - manual - petrol - coupe or saloon.
(I am mentioning insurance so that people don't suggest me a hummer h2 or x5 )

You should consider something like this for a while, get a few more years NCB and then upgrade in a year or two for something bigger.

Ford Focus 1.6 - really are a good car


http://cars.donedeal.ie/for-sale/cars/3885758

h3000

arleitiss wrote: »

Another question:
While driving on motorway, I saw "Toll" I thought it will be some kind of both where you stop and pay
Do I have to pay? it was after 8 PM if that helps (just saw something about 8 PM mentioned)
Also I noticed many people drive in 2nd lane as usual without intention to move back into 1st even though it's completely free, is it ok to do that? I mean drive in any lane you want even though all 3 are free? I saw some doing that.

Not trying to have a go at you Arleitiss (more so the Irish driving test system) but it is a disgrace that someone can pass their driving test without the understanding of simple lane discipline.

Matt Simis

h3000 wrote: »

You should consider something like this for a while, get a few more years NCB and then upgrade in a year or two for something bigger.
Ford Focus 1.6 - really are a good car

What would be the point if he can get a 1k quote on an A6 though, he wont do much better as his NCB-less baseline is so high? Its cheap, better on motorways (crosswinds) etc. You only live once, he might as well start now.

Mind you, on the A6:

arleitiss wrote: »

I was quoted 1000 Euro for Audi A6 1.8 diesel.

There is no VAG 1.8 diesel. The 1.8 is either naturally aspirated or the 1.8T which is a really nice tunable engine (as used in the S3 and TT). The 1.9TDI is the diesel in that generation and you havent been driving long enough (or commute far enough) to warrant inflicting that on yourself just yet.

h3000

Matt Simis wrote: »

What would be the point if he can get a 1k quote on an A6 though, he wont do much better as his NCB-less baseline is so high? Its cheap, better on motorways (crosswinds) etc. You only live once, he might as well start now.

Mind you, on the A6:

Fair enough alright I'm just not a fan of that A6 at all I find them really dull and a boring drive so dismissed it immediately

eFlow: Reps

Hi arleitiss

If you are driving on the M50 there is a toll located between Junction 6 and Junction 7 which is between Lucan and Blanchardstown.
It is a barrier-free tolling system so there is no booth in place to make a payment.

There are a few different ways of making a payment:

• You can go online to our website www.eflow.ie
• You can call us in the call centre on 1890501050
• Or you can pay in any shop that displays the Payzone sign

You have till 8pm the day after you have made your trip to make payment

Alternatively you can register with us online or over the phone and you would save 50c to a €1 on your trips!

I hope this was of help too you!

Kind Regards

Emma

Mar4ix

also you may pay cash for tolls in petrollstation, just get your car reg number ready. I once paid , and operator put wrong car reg number (ehh.. cant get right staff these days :pac: ) , and i didnt checked with receipt , had to pay fine. lesson learned.

Wicklowandy

Glad you passed your test, now hit donedeal to decide what you want, and use search function on boards to get the answers you need. Then start a new thread if you're unsure of anything still or need advice;)

monkeypants

If you're going to be driving the M50 occasionally, I'd recommend one of the video accounts. Takes the difficulty of remembering to pay out of it and costs nothing extra.

im invisible

Also, it is normal to drive in the middle lane of the M50.
Maybe not right, but normal

Wicklowandy

And if everyone else stuck their hand in the fire, you'd do it?

arleitiss

Well I was driving normally, I kept to the left, and overtook on the very right as there were people driving in 2nd lane for no apparent reason. Mostly at that time I saw huge trucks in 1st lane so other cars were cruising in 2nd lane, so to overtake I went into 3rd lane then moved back into 2nd lane, then into 1st when it was safe to do so.
Also I paid toll today in a spar. 3.10

H3llR4iser

arleitiss wrote: »

...I was quoted 1000 Euro for Audi A6 1.8 diesel.
Help? I don't want a hatchback car anymore, I want either saloon or coupe. Preferably manual and petrol.

I find this hard to believe...what company offered you a 1000 euro quote with a fresh license and essentially no NCB? Of all the companies I contacted in September, only a few didn't outright refuse to give me a quote - and this is for somebody that's 32, had a license for the last 14 years and insures a 1.4L Renault (and ended up paying 1250 Euro).

For the first 1-2 years you want something smaller, more manageable and cheaper than an A6, believe me - you WILL trash it; Perhaps not in the "one big shunt that puts the car in the scrapyard" sense, but there will be the hitting a bumper here, scratching the side there, breaking the wing mirror et cetera. I would suggest a smaller "sedan" type if that's what you like (Focus sedan, Mazda 323 and the likes). If you really want to go bigger, I wouldn't get anything with a "premium" aura attached to it - the prices for spares and bodywork repairs usually come at a premium too...

arleitiss

H3llR4iser wrote: »

I find this hard to believe...what company offered you a 1000 euro quote with a fresh license and essentially no NCB? Of all the companies I contacted in September, only a few didn't outright refuse to give me a quote - and this is for somebody that's 32, had a license for the last 14 years and insures a 1.4L Renault (and ended up paying 1250 Euro).

For the first 1-2 years you want something smaller, more manageable and cheaper than an A6, believe me - you WILL trash it; Perhaps not in the "one big shunt that puts the car in the scrapyard" sense, but there will be the hitting a bumper here, scratching the side there, breaking the wing mirror et cetera. I would suggest a smaller "sedan" type if that's what you like (Focus sedan, Mazda 323 and the likes). If you really want to go bigger, I wouldn't get anything with a "premium" aura attached to it - the prices for spares and bodywork repairs usually come at a premium too...

First Ireland, it's a brokers. They count me as having 1 NCB when you complete 10 EDT lessons with one of their ADI's.

H3llR4iser

arleitiss wrote: »

First Ireland, it's a brokers. They count me as having 1 NCB when you complete 10 EDT lessons with one of their ADI's.

Ah good, for once they're not trying to scam a customer. Still, I would consider the rest of what I posted above...save yourself a few Euro on your first car (without it having to be a scrapyard renegade!) and get a nice one when you will have "rounded the corners" of your driving skills (pun intended ). Unfortunately, often people don't consider the maintenance/repair costs of a car when it looks like a bargain (e.g. older BMWs, Audis and the likes sold for 2000-3000).

Big Nasty

arleitiss wrote: »

Well I was driving normally, I kept to the left, and overtook on the very right as there were people driving in 2nd lane for no apparent reason. Mostly at that time I saw huge trucks in 1st lane so other cars were cruising in 2nd lane, so to overtake I went into 3rd lane then moved back into 2nd lane, then into 1st when it was safe to do so.
Also I paid toll today in a spar. 3.10

Good lad - keep that up.

You're already a better driver than 90% of the fvckwits on the M50.

arleitiss

Tbh I don't really see 1000-1500 price for insurance to be high, or is that considered high?

CianRyan

For you and me they're good but for the lads with years of NCB on full licences it's laughable.

While small cars are easier, if you're ever going to drive a big car why not start right now?
You'll have to make the jump at some stage so I wouldn't think you much of it.

Honestly, I find very little difference between my own car and my mam's Mazda 6, much bigger car but no more difficult to drive/park.

arleitiss

Sorry for bump!
Just an update on story:
Reg was transfered (motortax website) shows that reg was transferred today, and is awaiting issue, guess the guy was honest

ironclaw

arleitiss wrote: »

Tbh I don't really see 1000-1500 price for insurance to be high, or is that considered high?

That seems suspiciously low for a 1.8 Audi especially seeing as you just passed your test. Whats the excess? There was a thread on here with super cheap insurance but the excess was massive.

Stheno

arleitiss wrote: »

Sorry for bump!
Just an update on story:
Reg was transfered (motortax website) shows that reg was transferred today, and is awaiting issue, guess the guy was honest

Good news for you

arleitiss

ironclaw wrote: »

That seems suspiciously low for a 1.8 Audi especially seeing as you just passed your test. Whats the excess? There was a thread on here with super cheap insurance but the excess was massive.

Insurance contract/documents say 100 euro.
Btw in case you didn't know: it's TFT not fully comp.

Stheno

arleitiss wrote: »

Insurance contract/documents say 100 euro.
Btw in case you didn't know: it's TFT not fully comp.

What's the age of the car? Did I miss that?

Also have you built up an NCB during your time as a learner?

arleitiss

Stheno wrote: »

What's the age of the car? Did I miss that?

Also have you built up an NCB during your time as a learner?

2001.
Yeah I had no claims at all, 2 penalty points though.
And those brokers/insurers count 1 NCB year if you did 10 EDT lessons with one of their insured ADI's. So in theory I could say I am 19 year old with 2 years of NCB

wonski

Was it an online quote you got? I find it hard to believe too. 19 years old (risk) with 0 years full license (risk), and 1(2) years ncb insuring 1.8 Audi for 1000 euro? Know of a few people who are going to give a call to First Ireland.
As they are brokers, who would be insurer (underwriter) in your case? Just wondering.

arleitiss

wonski wrote: »

Was it an online quote you got? I find it hard to believe too. 19 years old (risk) with 0 years full license (risk), and 1(2) years ncb insuring 1.8 Audi for 1000 euro? Know of a few people who are going to give a call to First Ireland.
As they are brokers, who would be insurer (underwriter) in your case? Just wondering.

Uhh, it was some company in UK. I didn't end up getting Audi anyway, I got different car, gonna pay for insurance soon, it's gonna be probably sky high but who knows, I dont care anyway.

wonski

arleitiss wrote: »

Uhh, it was some company in UK. I didn't end up getting Audi anyway, I got different car, gonna pay for insurance soon, it's gonna be probably sky high but who knows, I dont care anyway.

Asgard(Lloyds) by any chance?

arleitiss

wonski wrote: »

Asgard(Lloyds) by any chance?

Yeah, I think Lloyds
I will be most likely changing company when my current policy runs out, it really pisses me off dealing via brokers, takes like 5 days to settle down simple problems, they always.say they will call me back yet you dont get to talk to them again unless you call them 2-3 times and show your anger or unhappyness only then they seem to make a move.

Is it even possible to deal with inaurance companies with no third party involved? also would it not be cheaper? i mean i assume brokers charge some %

CianRyan

Same as myself, seriously cheap but you they offer nothing in return.

arleitiss

CianRyan wrote: »

Same as myself, seriously cheap but you they offer nothing in return.

what in return?

wonski

arleitiss wrote: »

Yeah, I think Lloyds
I will be most likely changing company when my current policy runs out, it really pisses me off dealing via brokers, takes like 5 days to settle down simple problems, they always.say they will call me back yet you dont get to talk to them again unless you call them 2-3 times and show your anger or unhappyness only then they seem to make a move.

Is it even possible to deal with inaurance companies with no third party involved? also would it not be cheaper? i mean i assume brokers charge some %

Some companies, like Asgard and RSA don't deal with public unless there is a claim. They only sell through brokers. So no, it won't be cheaper. It just won't happen.
If you want to deal directly with Insurance company, you would have to try AXA, Aviva and the others, but most of them wouldn't quote you anyway...

arleitiss

wonski wrote: »

Some companies, like Asgard and RSA don't deal with public unless there is a claim. They only sell through brokers. So no, it won't be cheaper. It just won't happen.
If you want to deal directly with Insurance company, you would have to try AXA, Aviva and the others, but most of them wouldn't quote you anyway...

alright guess i better learn to express my unhappyness better and get used to it + buy lots of phone.credit

wonski

Do you mind me asking why do you need to call them at all? Unless you move house/change car/get points/have an accident - there is no need to call them.
And i called few brokers in the past emailed them from time to time, and (apart from Tesco CS fail) i had no problems at all.

arleitiss

wonski wrote: »

Do you mind me asking why do you need to call them at all? Unless you move house/change car/get points/have an accident - there is no need to call them.
And i called few brokers in the past emailed them from time to time, and (apart from Tesco CS fail) i had no problems at all.

ask them something, add named driver, let them know i got 2 points, let them know i got full license so i get small refund (they said i will), ask for quotes and so on, come on there is lots of reasons, if you pay for service dont you at least have right to call them when needed

arleitiss

Just got quoted for my new car.
As I still don't have physical full license (applied yesterday) for now I am considered still an learner driver for insurers.
So they are giving me quotes as to learner, I still have 5 months of policy left and they said I need to pay extra 570 euro to them to get insured for BMW E46 318i petrol 1.9L. Not bad to be honest, I was ready to be told around 1200 EURO extra, as people always say insurance will be high on that etc... I think peoples and mine understanding of "high" is a bit different, I thought high is around 1500-1600 but even then I was ready to pay that.

Any idea will they return me some money after I send them in a full license?

arleitiss

By the way, can I drive without insurance/tax disc?
I mean if I pay them NOW and today, can I? I mean I am sure Garda can check if I paid taxes or not - same with insurance.
I asked my insurers can I drive without waiting for disc to come, they said yes, but you have to pay that extra premium first!
So I assume it's alright with tax too?

Gonna be hard time explaining garda why I don't have: license (got receipt of applying for full though), tax disc (but will be paid now), and insurance disc.

wonski

arleitiss wrote: »

So they are giving me quotes as to learner, I still have 5 months of policy left and they said I need to pay extra 570 euro to them to get insured for BMW E46 318i petrol 1.9L. Not bad to be honest, I was ready to be told around 1200 EURO extra, as people always say insurance will be high on that etc... I think peoples and mine understanding of "high" is a bit different, I thought high is around 1500-1600 but even then I was ready to pay that.

Any idea will they return me some money after I send them in a full license?

570/5=114 euro
114x12 = 1368 euro.

1368 euro is the extra premium for your car, if you add the premium already paid you will notice your premium is high.
Not sure why you try to convince anyone how cheap insurance you got, when it isn't cheap at all.

arleitiss

wonski wrote: »

570/5=114 euro
114x12 = 1368 euro.

1368 euro is the extra premium for your car, if you add the premium already paid you will notice your premium is high.
Not sure why you try to convince anyone how cheap insurance you got, when it isn't cheap at all.

I don't mind that price, I am not trying to convince anyone, I am just saying that I thought it will be around 2000 euro. But since it's that - I am very happy with it.

arleitiss

wonski wrote: »

570/5=114 euro
114x12 = 1368 euro.

1368 euro is the extra premium for your car, if you add the premium already paid you will notice your premium is high.
Not sure why you try to convince anyone how cheap insurance you got, when it isn't cheap at all.

Well as learner, I apid 1600 for corsa 1.2L in last may.
Now I have 5 months left of policy, I expected... alright corsa 1.2l 1600, then bmw will be around 2500 but it wasn't.