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Gadget Insurance

  • 19-12-2012 12:58am
    #1
    _Whimsical_
    Registered Users, Registered Users 2 Posts: 7,971 ✭✭✭


    Gadget,phone ipad etc insurance. Is there a best place to get it? You can add it to the house insurance as a specified risk but when claiming you face a considerable excess and loss of your no claims bonus the following year so it is doesnt seem very worthwhile. Is there a better option?


Comments

  • #2
    uck51js9zml2yt
    Closed Accounts Posts: 18,268 ✭✭✭✭uck51js9zml2yt


    _Whimsical_ wrote: »
    Gadget,phone ipad etc insurance. Is there a best place to get it? You can add it to the house insurance as a specified risk but when claiming you face a considerable excess and loss of your no claims bonus the following year so it is doesnt seem very worthwhile. Is there a better option?
    cornmarket are doing it now on tablets and phones.


  • #3
    AudreyHepburn
    Registered Users, Registered Users 2 Posts: 5,673 ✭✭✭AudreyHepburn


    I'd recommend BlueInsurance.ie;

    They do a policy for your gadgets called, believe it or not, Gadget Insurance.

    There are three different levels of cover so you cover between one and six objects - you simply choose which level of cover you can afford or which one best suits your needs.

    I for instance pay €151 a year and cover 5 items for that, which to me would be reasonable enough.

    The only thing is there is a limit for each level of cover and cannot claim for over that limit each year. I'm covered up to €1000 so couldn't claim for more than that in the year. But generally I wouldn't think I would need to.


  • #4
    hots
    Registered Users, Registered Users 2 Posts: 5,200 ✭✭✭hots


    AudreyHepburn wrote: »
    I'd recommend BlueInsurance.ie;

    They do a policy for your gadgets called, believe it or not, Gadget Insurance.

    There are three different levels of cover so you cover between one and six objects - you simply choose which level of cover you can afford or which one best suits your needs.

    I for instance pay €151 a year and cover 5 items for that, which to me would be reasonable enough.

    The only thing is there is a limit for each level of cover and cannot claim for over that limit each year. I'm covered up to €1000 so couldn't claim for more than that in the year. But generally I wouldn't think I would need to.

    Is there much of an excess with that? Does it cover all damages/losses?

    Thanks


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