Questions about banking charges.

Hogzy

I am currently an AIB customer and have been all my life. Today I received my first ever bill for banking charges and I am quite shocked to say the least. €30 for 2 months worth of banking.

I am currently unemployed and there is no way in hell I can afford to be paying charges such as these.

What I want to know is whether Bank Of Ireland have similar charges for using ATM's, Debit Card transactions, electronic bill payments, phone and internet banking etc.

If not I will be switching ASAP.

Bank of Ireland: Graham

Hi Hogzy,

Thanks for getting in touch. We do have personal current account transaction charges:

Bank of Ireland: Linda wrote: »

There are two options available for customers.

a) Pay as you go: 28c for each transaction.

b) Flat fee option: €11.40 per quarter for 90 transactions. Transactions in excess of 90 costs 28c each.

You can find out more information on the features of our Personal Current Account here. If there's anything else we can help you with, please don't hesitate to ask.

Thanks,
Graham

MaryButton

Hi, I am leaving my graduate account and entering the world of fees and bank charges for the first time. I have a current account and a joint current account with my husband. I am aware that bank charges are waved if €3,000 is kept in the account at all times. My query is if we keep €3,000 in our joint account will I still incur bank charges on transactions in my single current account? Husband single current account is with another bank. Your insight would be greatly appreciated

Bank of Ireland: Graham

Hi MaryButton,

Thanks for your query. To avoid transaction fees on your sole current account, you would need to maintain a minimum balance of €3,000 in it also.

If there's anything else we can help you with, please feel free to ask.

Thanks,
Graham

MaryButton

Thanks a million Graham, was thinking that would be the case!

Bank of Ireland: Graham

You're welcome MaryButton.

Let us know if you've any other questions.

Thanks,
Graham