an idea of what a small "first" car should cost?

Stressica

i was told expect to pay €2 grande.... is that average? im looking for a small car (ive no clue on makes/models), i have a fulltime job atm, im a 19 year old girl so insurance would be high too (another potential 2k?) that plus driving lessons....opinions

Mister Jingles

Both insurance and the cost of a car can be achieved for 500 quid less each then what you were told. What year would you hope to buy ?

akura

Hi, i'm the same age as you and have a full time job only diference is i'm male, i bought a very tidy 2001 Citroen Saxo for €1000 which had just been tested for a year and 2 months, the insurance was €1400 for third party fire and theft in my name on a provisional licence

Stressica

ok well i have no clue about insurance as to what the policies mean, i must research that, i must get my theory done, and then find a reputable and reasonable driving instructor, ive been looking around and i seemed to have found one or two. i was just thinking while i have a job it may be an idea to purchase a small car, i dont know much about makes/models /: im not too bothered on the year as long as it gets me from a to b..........
another thing, when i have my theory done.. and get my provisional is it? does one HAVE to be accompnied all the time by another qualified driver because i havent got acess to one /:

i know i neeed to do my research on all this stuff so excuse my ignorance

ec18

Stressica wrote: »

another thing, when i have my theory done.. and get my provisional is it? does one HAVE to be accompnied all the time by another qualified driver because i havent got acess to one /:

Yes the current law is that you must be accompanied by a fully licensed driver who has held their license for two years or more at all times until you pass your driving test, and receive your driving license. The enforcement of that is debatable but it's black and white from a legal stand point.

challengemaster

Stressica wrote: »

i was told expect to pay €2 grande.... is that average? im looking for a small car (ive no clue on makes/models), i have a fulltime job atm, im a 19 year old girl so insurance would be high too (another potential 2k?) that plus driving lessons....opinions

€2k for the car, is probably more on the higher side of the scale rather than average for most people.

Common cars to look for would be Ford Fiesta 1.25L, Toyota Yaris 1.0L, Fiat Punto 1.2L

Stressica wrote: »

ok well i have no clue about insurance as to what the policies mean, i must research that, i must get my theory done, and then find a reputable and reasonable driving instructor, ive been looking around and i seemed to have found one or two. i was just thinking while i have a job it may be an idea to purchase a small car, i dont know much about makes/models /: im not too bothered on the year as long as it gets me from a to b..........
another thing, when i have my theory done.. and get my provisional is it? does one HAVE to be accompnied all the time by another qualified driver because i havent got acess to one /:

i know i neeed to do my research on all this stuff so excuse my ignorance

By law you're required to have third party insurance. This means that in the event of any accident, the third party (non-responsible victim) can be put back to the financial situation they were in prior to the accident. This could be repair to cars, replacement of cars, repair to property, etc.

Third party, fire and theft, includes the obligitory third party, and has the added benefits that you can now claim from your insurance if your car is stolen, or is involved in a fire.

Comprehensive insurance again covers the obligitory third party, but also allows claims to be made for things like damage to your own car by yourself.

It's important to note that any claims, third party or otherwise, will have an impact on insurance cost for future renewals and do effect NCB. The effect will be stated in your insurers policy documentation.

Also as ec18 has said, you are legally required to have a accompanying driver present at all times until you pass the test.

Mister Jingles

challengemaster wrote: »

€2k for the car, is probably more on the higher side of the scale rather than average for most people.

Common cars to look for would be Ford Fiesta 1.25L, Toyota Yaris 1.0L, Fiat Punto 1.2L

If thats the mk4 your referring to then I would advise against. Have looked at many myself and all that I seen were suffering badly with rust on the arches and sills. I know they are repairable but its not really worth the hassle. While a mechanically sound car they have cosmetically aged badly.

ADIDriving

A car can cost as much or as little as you want. If you are minted, splash out. If you are skint, buy what you want / can afford.

The cost of the car will be a balancing act between:
Make, model, feature (including safety featue)
V's
Age, milage, damage, imminent need of repair.

Look on various sites to get an idea of what you can afford:
Carsireland, carzone, cbg.ie and even gumtree and buy&sell.

Do also consider getting some of the lessons done before buying the car.

Stressica

http://cars.donedeal.ie/for-sale/cars/4143339

how does this look?

Alanstrainor

Stressica wrote: »

http://cars.donedeal.ie/for-sale/cars/4143339

how does this look?

Rough and expensive. If they couldn't even bother making it look well for an ad, just imagine how it's been maintained. I wouldn't even bother looking at it.

Stressica

oh okay i was going to have asked to knock it down a €100 or 2, thanks though, guess its easy to be fooled by the sounds, i dont plan on buying online (ie off donedeal) or something like that as the risks are too high.

Alanstrainor

Stressica wrote: »

oh okay i was going to have asked to knock it down a €100 or 2, thanks though, guess its easy to be fooled by the sounds, i dont plan on buying online (ie off donedeal) or something like that as the risks are too high.

Donedeal is not "buying online" it's simple an ad website.

It's the same as looking through your local paper, it's actually better since there's loads of picture (usually).

Still look on donedeal, it's better than anything else out there.

Stressica

yeah spose you have a point, ill keep my eye peeled.

re: the whole having to be accompnied thing, my mum doesnt drive, my dad drives a motorbike and so i dont think can sit beside me, and i have no family/neighbours that could accompny me so basically is it even worth it all if i cant drive? /:

Jarren

and get a mechanic to look over a car before a sale

foreversky

got my car of donedeal in june, its 2002 5 dr yaris, e2350 got e50 of it:D the man buys smalls cars then sells them on .has his own garage.

my insurance was e945 with zurich insurance female learner


good luck

Stressica

oh so 945's not too bad compared to others ive heard of, were you insurned as a learner or full license? sorry i dont know much about this whole insurance thing yet

foreversky

Stressica wrote: »

oh so 945's not too bad compared to others ive heard of, were you insurned as a learner or full license? sorry i dont know much about this whole insurance thing yet

was insuranced as a learner, fully comp. with 2 others named on it.try qouteme.ie. im 32:eek: and only starting to drive:rolleyes:

Stressica

what do you mean by the 2 others?

re the car on donedeal ther owner will take €850, how does that sound people?

foreversky

have my aunt and sister named on insurance . they have full licence,more yrs experience of driving.


u can have one person or two named on it if u want.


u could try e850 all they can say is no.

Stressica

ok but you see my mum or father doesnt drive, which also gives me problems of no one to accompny me

well they said they'd take the 850, still dunno though, might be better to do the theory stuff firs and a few lessons which by that time ill have more money earned and may have spotted a better car for sale

foreversky

.if u are not in hurry i wud wait pass theory test.do lessons .if u got the car .u wudt be able to take it out on the road .u cant tax it without insurance on it...


u wud have to get a something from the guards saying the car is not been used on the road.

Alanstrainor

Stressica wrote: »

re: the whole having to be accompnied thing, my mum doesnt drive, my dad drives a motorbike and so i dont think can sit beside me, and i have no family/neighbours that could accompny me so basically is it even worth it all if i cant drive? /:

If you have to ask this question, just get lessons first.

Cars are expensive. 2000 on the car 3/400 on tax, 1500 on insurance and that's before you've driven the thing 1 yard. You're already 4 grand in a hole. Granted if you spend less on a car then that will drop, but worth considering before rushing into something which will most likely sit idle in your drive.

Stressica

yeah i agree, i guess im just anxious to get some sort of freedom, atm, im working around 4/5 days a week and earn a decent amount, i get lifts with a neighbour in but it can be 2 hours before work, i start at 8 but sometimes she goes in at 6, i shouldnt really complain and i try just to be happy as i know most dont even a job.

Really if i could get driving i could take my mum shopping (when ive a full license obbv) and just go anywhere (even just to town) because like i said no one else drives and its frustrating for me, and taxis are unrealistic.

sorry for sounding like a brat, just annoyed atm.

starlit

2 grand is reasonable enough but you could get a 2nd hand car a little cheaper than that. Insurance and tax probably be more expensive.