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no claims bonus?!

  • 08-10-2012 8:22pm
    #1
    you wha?
    Registered Users, Registered Users 2 Posts: 286 ✭✭


    Im just wondering about this,cuz i havent a clue but i recently passed my driving test and maybe looking into a car in a few months but i have insured on my mums car on and off the past few years.would those years(id say about 4 over the last 7ish years)count or because they were on and off would that matter??
    thanks


Comments

  • #2
    Stheno
    Moderators, Business & Finance Moderators, Science, Health & Environment Moderators, Society & Culture Moderators Posts: 51,690 Mod ✭✭✭✭Stheno


    If you do a search there was a recent thread in relation to this.
    In short, it depends on the companies, some will recognise your named drivers experience and pro-rate it, others will not.


  • #3
    tallaghtmick
    Closed Accounts Posts: 5,724 ✭✭✭tallaghtmick


    you wha? wrote: »
    Im just wondering about this,cuz i havent a clue but i recently passed my driving test and maybe looking into a car in a few months but i have insured on my mums car on and off the past few years.would those years(id say about 4 over the last 7ish years)count or because they were on and off would that matter??
    thanks

    Its named driving experience and you need to have been named for at least a year to get one,its also the last time you where named on a policy that will count,a insurance company wont accept broken years on experience.


  • #4
    awec
    Administrators Posts: 54,423 Admin ✭✭✭✭✭awec


    This post has been deleted.


  • #5
    Stheno
    Moderators, Business & Finance Moderators, Science, Health & Environment Moderators, Society & Culture Moderators Posts: 51,690 Mod ✭✭✭✭Stheno


    awec wrote: »
    I'd say the majority wouldn't accept named driving as a way of accruing a NCB?

    A few do to be honest, they give up to a half year for every year as a named driver.


  • #6
    you wha?
    Registered Users, Registered Users 2 Posts: 286 ✭✭you wha?


    Stheno wrote: »
    A few do to be honest, they give up to a half year for every year as a named driver.

    know the names of the ones that do perchance?!?! :)


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  • #7
    Anan1
    Registered Users, Registered Users 2 Posts: 22,815 ✭✭✭✭Anan1


    you wha? wrote: »
    know the names of the ones that do perchance?!?! :)
    Don't assume that the company offering you the highest NCB will necessarily be the cheapest. Give all your details to every insurance company and a good selection of brokers and see who comes up with the best quote, let them worry about how they arrive at that figure.


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